Key Points
- Mohammad Nawaz Yousaf sold 16,000 shares of NMIH on Feb. 17 at an average price of $39.89 for about $638,240, reducing his holding by ~29% to 38,733 shares (valued at roughly $1.55M) per the SEC filing.
- Multiple large insider disposals add to negative pressure—Chairman Bradley Shuster sold ~55,000 shares (~$2.18M) and EVP Norman Fitzgerald sold 22,500 shares (~$899k) in recent filings.
- NMI beat Q4 expectations (EPS $1.20 vs. $1.17) with strong margins (net margin ~55.1%), trades at a P/E of 8.08, and carries a Wall Street consensus of "Moderate Buy" with an average target of $43.00.
NMI Holdings Inc (NASDAQ:NMIH - Get Free Report) EVP Mohammad Nawaz Yousaf sold 16,000 shares of the firm's stock in a transaction dated Tuesday, February 17th. The shares were sold at an average price of $39.89, for a total value of $638,240.00. Following the transaction, the executive vice president directly owned 38,733 shares of the company's stock, valued at $1,545,059.37. This represents a 29.23% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available at this link.
NMI Stock Performance
Shares of NMIH opened at $39.66 on Thursday. The stock has a market capitalization of $3.02 billion, a P/E ratio of 8.08, a P/E/G ratio of 1.11 and a beta of 0.64. NMI Holdings Inc has a 12-month low of $31.90 and a 12-month high of $43.20. The company has a debt-to-equity ratio of 0.16, a current ratio of 0.57 and a quick ratio of 0.57. The firm's 50 day moving average is $39.80 and its 200-day moving average is $38.62.
NMI (NASDAQ:NMIH - Get Free Report) last posted its quarterly earnings data on Tuesday, February 10th. The financial services provider reported $1.20 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.17 by $0.03. NMI had a return on equity of 15.78% and a net margin of 55.05%.The firm had revenue of $180.74 million for the quarter, compared to the consensus estimate of $180.69 million. During the same quarter in the previous year, the company earned $1.07 EPS. Equities research analysts anticipate that NMI Holdings Inc will post 4.62 EPS for the current fiscal year.
NMI News Roundup
Here are the key news stories impacting NMI this week:
- Positive Sentiment: Zacks upgraded NMI to a Rank #2 (Buy), reflecting improving earnings prospects that could support upside. Zacks Upgrade
- Positive Sentiment: NMI reported stronger-than-expected Q4 results earlier this month (EPS beat, solid margins), which underpins the analyst optimism and provides fundamental support for the shares. Source: NMI Q4 release (Feb 10)
- Neutral Sentiment: Zacks published a comparative piece weighing NMIH vs. KNSL for value-oriented investors — useful context but not an immediate catalyst. NMIH vs KNSL
- Neutral Sentiment: Zacks also ran a piece on whether value investors should buy NMIH — analysis that may influence longer-term flows but is not an immediate market-moving event. Should Value Investors Buy NMI
- Neutral Sentiment: MSN summarized five notable analyst questions from NMI’s Q4 earnings call — useful detail for investors assessing management commentary and outlook. MSN Q4 Analyst Questions
- Negative Sentiment: Chairman Bradley Shuster sold 55,000 shares (~$2.18M at ~$39.63), reducing his stake materially — a large insider sale that can be perceived as a negative signal by the market. Chairman Form 4
- Negative Sentiment: EVP Mohammad Nawaz Yousaf sold 16,000 shares (~$638k at ~$39.89), cutting his holding by ~29%, which adds to downward pressure. Yousaf Form 4
- Negative Sentiment: EVP Norman Peter Fitzgerald sold 22,500 shares (~$898.7k at ~$39.94), a ~41% reduction in his position — another sizable insider disposal. Fitzgerald Form 4
Institutional Inflows and Outflows
Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Allworth Financial LP lifted its position in NMI by 196.0% during the third quarter. Allworth Financial LP now owns 660 shares of the financial services provider's stock worth $25,000 after purchasing an additional 437 shares during the period. Maseco LLP bought a new position in shares of NMI during the fourth quarter worth about $31,000. IFP Advisors Inc increased its position in shares of NMI by 189.5% during the fourth quarter. IFP Advisors Inc now owns 796 shares of the financial services provider's stock worth $32,000 after buying an additional 521 shares during the period. Harbor Capital Advisors Inc. lifted its stake in shares of NMI by 51.5% in the 3rd quarter. Harbor Capital Advisors Inc. now owns 856 shares of the financial services provider's stock valued at $33,000 after purchasing an additional 291 shares during the period. Finally, BNP PARIBAS ASSET MANAGEMENT Holding S.A. bought a new stake in NMI in the second quarter valued at $36,000. 94.12% of the stock is owned by institutional investors and hedge funds.
Wall Street Analyst Weigh In
NMIH has been the topic of a number of research analyst reports. UBS Group set a $43.00 target price on NMI in a report on Monday, January 12th. Keefe, Bruyette & Woods raised shares of NMI from a "market perform" rating to an "outperform" rating and upped their target price for the company from $46.00 to $48.00 in a research note on Thursday, December 18th. Weiss Ratings restated a "buy (b)" rating on shares of NMI in a research note on Thursday, January 22nd. JPMorgan Chase & Co. lifted their price objective on NMI from $42.00 to $43.00 and gave the company an "overweight" rating in a research report on Monday, January 12th. Finally, Barclays raised their price target on NMI from $43.00 to $44.00 and gave the company an "equal weight" rating in a report on Tuesday, January 6th. Four equities research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to MarketBeat.com, NMI currently has an average rating of "Moderate Buy" and a consensus target price of $43.00.
Read Our Latest Research Report on NMIH
NMI Company Profile
(
Get Free Report)
NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers' access to financing and contributes to overall market liquidity.
Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.
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