Key Points
- Insider selling: EVP Kelli Keough sold 9,755 shares on Feb. 20 at an average price of $18.87 for about $184,077, reducing her position by 3.21% to 293,725 shares, and has made similar sales in January and December, signaling continued insider disposals.
- Q4 beat and guidance: SoFi reported Q4 EPS of $0.13 (vs. $0.12 est.) and revenue of $1.01 billion (up 39.6% YoY) and set Q1 and FY2026 EPS guidance around $0.12 and $0.60 respectively.
- Mixed market view: the stock trades below $20 (opened $19.02) amid technical consolidation and split analyst sentiment — recent price-target cuts (Truist to $21) contrast with an average MarketBeat target near $26.34 and a consensus rating of "Hold."
SoFi Technologies, Inc. (NASDAQ:SOFI - Get Free Report) EVP Kelli Keough sold 9,755 shares of the stock in a transaction that occurred on Friday, February 20th. The shares were sold at an average price of $18.87, for a total transaction of $184,076.85. Following the completion of the transaction, the executive vice president directly owned 293,725 shares of the company's stock, valued at approximately $5,542,590.75. The trade was a 3.21% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink.
Kelli Keough also recently made the following trade(s):
- On Tuesday, January 20th, Kelli Keough sold 9,468 shares of SoFi Technologies stock. The stock was sold at an average price of $25.75, for a total transaction of $243,801.00.
- On Tuesday, December 23rd, Kelli Keough sold 9,468 shares of SoFi Technologies stock. The stock was sold at an average price of $27.14, for a total value of $256,961.52.
SoFi Technologies Stock Performance
NASDAQ:SOFI opened at $19.02 on Friday. SoFi Technologies, Inc. has a 52-week low of $8.60 and a 52-week high of $32.73. The firm has a market cap of $22.94 billion, a price-to-earnings ratio of 50.05 and a beta of 2.13. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.16 and a current ratio of 0.78. The business's fifty day moving average is $24.56 and its 200 day moving average is $26.14.
SoFi Technologies (NASDAQ:SOFI - Get Free Report) last released its earnings results on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, topping analysts' consensus estimates of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The company had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. During the same quarter in the previous year, the company posted $0.05 EPS. SoFi Technologies's quarterly revenue was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Research analysts predict that SoFi Technologies, Inc. will post 0.26 EPS for the current year.
Key Stories Impacting SoFi Technologies
Here are the key news stories impacting SoFi Technologies this week:
- Positive Sentiment: Q4 results and customer growth support the long-term growth case: coverage highlights SoFi's strong Q4 revenue and adjusted net‑income growth and a record ~1 million new customers in Q4, reinforcing the company's growth thesis. Why This 1 Unstoppable Stock Could Be the Next Bank of America
- Positive Sentiment: Bullish retail analyst narrative: a separate Motley Fool piece reiterates a high-return view on SoFi, citing strong multi‑year average gains that support a long‑horizon accumulation thesis for investors. 1 Financial Services Stock That Could Turn $1,000 Per Month Into $1 Million
- Neutral Sentiment: Product expansion into remittances: SoFi is testing Bitcoin Lightning for remittances, a potential low‑cost payments use case that could broaden services but carries execution and regulatory uncertainty. The coverage also notes mixed signals around valuation. SoFi Taps Bitcoin Lightning For Remittances As Valuation Signals Mixed
- Neutral Sentiment: Lower price per share may attract value-seekers: commentary listing stocks under $20 highlights that SoFi’s sub‑$20 price could draw retail and institutional attention, which can support episodic buying interest. 3 Cheap Stocks to Buy Now: All Under $20 Per Share
- Neutral Sentiment: Technical/price action: market commentary notes the stock is consolidating after a prolonged downtrend, suggesting short‑term technical uncertainty even as longer‑term fundamentals are debated. Stock Of The Day: Where Will SoFi Turn?
- Negative Sentiment: Analyst downward revision: Truist trimmed its price target on SOFI to $21, which can pressure sentiment among institutional investors and reduce near‑term upside expectations. Truist Financial Lowers SoFi Technologies (NASDAQ:SOFI) Price Target to $21.00
- Negative Sentiment: Insider selling: EVP Kelli Keough sold 9,755 shares (~3.21% reduction in her position) at an average price of $18.87; disclosed in an SEC filing — insider sales can weigh on sentiment even if not large in dollar terms. Kelli Keough Insider Sale
Institutional Inflows and Outflows
Institutional investors have recently added to or reduced their stakes in the company. Valley Wealth Managers Inc. purchased a new stake in shares of SoFi Technologies during the 4th quarter worth $25,000. Blue Trust Inc. lifted its stake in SoFi Technologies by 655.2% during the fourth quarter. Blue Trust Inc. now owns 1,012 shares of the company's stock worth $26,000 after purchasing an additional 878 shares during the last quarter. Vermillion Wealth Management Inc. boosted its holdings in SoFi Technologies by 283.1% in the fourth quarter. Vermillion Wealth Management Inc. now owns 1,000 shares of the company's stock valued at $26,000 after purchasing an additional 739 shares in the last quarter. Central Pacific Bank Trust Division purchased a new position in SoFi Technologies in the fourth quarter valued at approximately $28,000. Finally, Salomon & Ludwin LLC acquired a new stake in SoFi Technologies during the third quarter worth approximately $29,000. Hedge funds and other institutional investors own 38.43% of the company's stock.
Wall Street Analyst Weigh In
Several research firms recently issued reports on SOFI. Bank of America assumed coverage on SoFi Technologies in a research report on Tuesday, January 6th. They issued an "underperform" rating and a $20.50 price objective on the stock. UBS Group set a $24.50 target price on SoFi Technologies in a research report on Monday, February 2nd. The Goldman Sachs Group cut their target price on shares of SoFi Technologies from $27.00 to $24.00 and set a "neutral" rating on the stock in a research report on Tuesday, January 6th. Truist Financial cut their price objective on shares of SoFi Technologies from $28.00 to $21.00 and set a "hold" rating on the stock in a report on Wednesday. Finally, Keefe, Bruyette & Woods raised their target price on shares of SoFi Technologies from $18.00 to $20.00 and gave the stock an "underperform" rating in a report on Wednesday, October 29th. Seven equities research analysts have rated the stock with a Buy rating, eight have given a Hold rating and three have given a Sell rating to the company. According to MarketBeat, the stock has an average rating of "Hold" and an average price target of $26.34.
Read Our Latest Stock Analysis on SOFI
About SoFi Technologies
(
Get Free Report)
SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company's core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.
SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.
Featured Articles
This instant news alert was generated by narrative science technology and financial data from InsiderTrades.com in order to provide readers with the fastest and most accurate reporting. Please send any questions or comments about this story to [email protected].
