Key Points
- Insider sale: Director Natalia Mirgorodskaya sold 762 shares on Nov. 25 at an average price of $38.91 for $29,649, reducing her stake by 2.81% to 26,398 shares (≈$1.03M).
- Company and market snapshot: Upstart beat Q3 EPS estimates ($0.52 vs. $0.42) but missed revenue expectations ($258.5M vs. $288.9M) despite 70.9% YoY revenue growth; the stock trades around $42.06, has a $4.09B market cap and a MarketBeat consensus rating of "Hold" with an average target of $64.58.
Upstart Holdings, Inc. (NASDAQ:UPST - Get Free Report) insider Natalia Mirgorodskaya sold 762 shares of the firm's stock in a transaction that occurred on Tuesday, November 25th. The shares were sold at an average price of $38.91, for a total transaction of $29,649.42. Following the completion of the sale, the insider directly owned 26,398 shares of the company's stock, valued at approximately $1,027,146.18. This represents a 2.81% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which is available through the SEC website.
Natalia Mirgorodskaya also recently made the following trade(s):
- On Thursday, November 20th, Natalia Mirgorodskaya sold 821 shares of Upstart stock. The stock was sold at an average price of $36.62, for a total value of $30,065.02.
- On Tuesday, September 2nd, Natalia Mirgorodskaya sold 1,439 shares of Upstart stock. The shares were sold at an average price of $69.21, for a total value of $99,593.19.
Upstart Price Performance
Shares of UPST stock traded up $0.29 on Thursday, reaching $42.06. 4,146,969 shares of the stock were exchanged, compared to its average volume of 7,548,912. Upstart Holdings, Inc. has a one year low of $31.40 and a one year high of $96.43. The stock has a market cap of $4.09 billion, a PE ratio of 191.19 and a beta of 2.26. The stock has a 50 day moving average price of $48.31 and a 200 day moving average price of $58.99.
Upstart (NASDAQ:UPST - Get Free Report) last posted its quarterly earnings results on Tuesday, November 4th. The company reported $0.52 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.42 by $0.10. The business had revenue of $258.54 million for the quarter, compared to analysts' expectations of $288.94 million. Upstart had a return on equity of 3.68% and a net margin of 3.33%.The firm's quarterly revenue was up 70.9% compared to the same quarter last year. During the same quarter last year, the business earned ($0.07) earnings per share. Upstart has set its Q4 2025 guidance at EPS. FY 2025 guidance at EPS. On average, research analysts expect that Upstart Holdings, Inc. will post -0.03 earnings per share for the current fiscal year.
Analyst Upgrades and Downgrades
Several equities analysts recently weighed in on the stock. Needham & Company LLC cut their price objective on shares of Upstart from $82.00 to $56.00 and set a "buy" rating on the stock in a report on Wednesday, November 5th. Weiss Ratings cut shares of Upstart from a "hold (c-)" rating to a "sell (d+)" rating in a research report on Tuesday. Morgan Stanley set a $45.00 price target on Upstart in a research report on Wednesday, November 5th. Citigroup dropped their price objective on Upstart from $100.00 to $80.00 and set a "buy" rating for the company in a report on Wednesday, November 5th. Finally, Piper Sandler cut their target price on Upstart from $80.00 to $56.00 and set an "overweight" rating on the stock in a research note on Wednesday, November 5th. Six research analysts have rated the stock with a Buy rating, six have assigned a Hold rating and two have issued a Sell rating to the stock. According to data from MarketBeat, the company presently has a consensus rating of "Hold" and an average target price of $64.58.
Get Our Latest Report on Upstart
Institutional Inflows and Outflows
Institutional investors and hedge funds have recently added to or reduced their stakes in the business. CIBC Bancorp USA Inc. acquired a new stake in shares of Upstart during the third quarter worth about $456,000. EMC Capital Management increased its stake in Upstart by 14.5% during the 3rd quarter. EMC Capital Management now owns 9,850 shares of the company's stock worth $500,000 after purchasing an additional 1,250 shares in the last quarter. Caitong International Asset Management Co. Ltd bought a new stake in Upstart during the 3rd quarter worth approximately $997,000. XTX Topco Ltd acquired a new stake in Upstart during the 3rd quarter worth approximately $532,000. Finally, Virtus Advisers LLC lifted its stake in Upstart by 211.5% in the third quarter. Virtus Advisers LLC now owns 5,670 shares of the company's stock valued at $288,000 after buying an additional 3,850 shares in the last quarter. 63.01% of the stock is owned by institutional investors and hedge funds.
Upstart Company Profile
(
Get Free Report)
Upstart Holdings, Inc, together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions.
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