USCB Financial (NASDAQ:USCB) Director Sells $384,312.54 in Stock

November 27, 2025 by InsiderTrades.com

Key Points

Director W. Kirk Wycoff sold shares: He sold 21,327 shares on Nov. 24 at $18.02 ($384,312.54) and 22,558 shares on Nov. 25 at $18.06 ($407,397.48), totaling 43,885 shares and about $791.7K in proceeds; after the Nov. 24 sale he still owned ~2.01M shares (~$36.3M), a ~1.05% ownership decline.
Company fundamentals and dividend: USCB Financial has a market cap of ~$323.8M, a P/E of 11.39 and reported $0.26 EPS last quarter, and it declared a $0.10 quarterly dividend (annualized $0.40, ~2.2% yield) with ex-dividend Nov. 14 and pay date Dec. 5.
Analyst sentiment: The stock carries an average rating of Buy with an average target price of $22, and several firms (Piper Sandler, Raymond James) recently raised targets/ratings.

USCB Financial Holdings, Inc. (NASDAQ:USCB - Get Free Report) Director W Kirk Wycoff sold 21,327 shares of the business's stock in a transaction dated Monday, November 24th. The stock was sold at an average price of $18.02, for a total transaction of $384,312.54. Following the completion of the transaction, the director directly owned 2,014,582 shares of the company's stock, valued at approximately $36,302,767.64. This represents a 1.05% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink.

W Kirk Wycoff also recently made the following trade(s):

On Tuesday, November 25th, W Kirk Wycoff sold 22,558 shares of USCB Financial stock. The shares were sold at an average price of $18.06, for a total transaction of $407,397.48.

USCB Financial Stock Performance

Shares of USCB Financial stock opened at $17.88 on Thursday. The company has a debt-to-equity ratio of 0.24, a current ratio of 0.87 and a quick ratio of 0.87. The firm has a 50 day simple moving average of $17.38 and a 200 day simple moving average of $17.08. USCB Financial Holdings, Inc. has a fifty-two week low of $15.39 and a fifty-two week high of $20.58. The firm has a market cap of $323.81 million, a P/E ratio of 11.39 and a beta of 0.60.

USCB Financial (NASDAQ:USCB - Get Free Report) last announced its quarterly earnings data on Monday, August 7th. The company reported $0.26 EPS for the quarter. The firm had revenue of $17.26 million for the quarter. USCB Financial had a return on equity of 14.36% and a net margin of 20.23%. Sell-side analysts predict that USCB Financial Holdings, Inc. will post 1.58 earnings per share for the current fiscal year.

USCB Financial Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Friday, December 5th. Investors of record on Friday, November 14th will be issued a $0.10 dividend. The ex-dividend date is Friday, November 14th. This represents a $0.40 annualized dividend and a yield of 2.2%. USCB Financial's dividend payout ratio (DPR) is currently 25.48%.

Institutional Inflows and Outflows

A number of institutional investors have recently bought and sold shares of USCB. Police & Firemen s Retirement System of New Jersey acquired a new stake in USCB Financial in the second quarter worth $38,000. Russell Investments Group Ltd. grew its holdings in shares of USCB Financial by 66.2% in the 3rd quarter. Russell Investments Group Ltd. now owns 2,217 shares of the company's stock valued at $39,000 after buying an additional 883 shares during the period. BNP Paribas Financial Markets increased its position in shares of USCB Financial by 100.3% in the 3rd quarter. BNP Paribas Financial Markets now owns 3,703 shares of the company's stock valued at $65,000 after buying an additional 1,854 shares in the last quarter. Tower Research Capital LLC TRC raised its stake in USCB Financial by 2,081.3% during the 2nd quarter. Tower Research Capital LLC TRC now owns 4,210 shares of the company's stock worth $70,000 after buying an additional 4,017 shares during the period. Finally, Deutsche Bank AG bought a new position in USCB Financial during the first quarter worth about $165,000. Institutional investors and hedge funds own 61.34% of the company's stock.

Analysts Set New Price Targets

USCB has been the subject of several recent research reports. Piper Sandler boosted their price objective on USCB Financial from $22.00 to $23.00 and gave the stock an "overweight" rating in a report on Monday, September 8th. Weiss Ratings reiterated a "buy (b-)" rating on shares of USCB Financial in a research report on Wednesday, October 8th. Zacks Research lowered shares of USCB Financial from a "strong-buy" rating to a "hold" rating in a report on Thursday, November 6th. Finally, Raymond James Financial raised shares of USCB Financial from an "outperform" rating to a "strong-buy" rating and raised their price objective for the company from $20.00 to $22.00 in a research note on Monday, September 8th. One research analyst has rated the stock with a Strong Buy rating, three have given a Buy rating and one has issued a Hold rating to the company's stock. According to data from MarketBeat.com, USCB Financial has an average rating of "Buy" and an average target price of $22.00.

Get Our Latest Stock Report on USCB Financial

About USCB Financial

(Get Free Report)

USCB Financial Holdings, Inc operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit.