Insider Selling: USCB Financial (NASDAQ:USCB) Director Sells 14,695 Shares of Stock

December 4, 2025 by InsiderTrades.com

Key Points

W. Kirk Wycoff sold a total of 58,580 shares of USCB (21,327 on Nov 24, 22,558 on Nov 25 and 14,695 on Dec 2) for roughly $1.05 million, trimming his stake by 0.74% to 1,977,329 shares valued at about $35.1 million.
USCB declared a quarterly dividend of $0.10 per share (annualized $0.40) with an ex-dividend/record date of Nov 14 and payment on Dec 5, implying a yield of about 2.2% and a payout ratio near 25.5%.
Street sentiment is generally positive with a consensus Buy rating and a $22 price target; the bank has a market cap of about $330.5 million and a P/E of roughly 11.6.

USCB Financial Holdings, Inc. (NASDAQ:USCB - Get Free Report) Director W Kirk Wycoff sold 14,695 shares of the stock in a transaction on Tuesday, December 2nd. The shares were sold at an average price of $17.75, for a total value of $260,836.25. Following the completion of the transaction, the director owned 1,977,329 shares of the company's stock, valued at $35,097,589.75. This trade represents a 0.74% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website.

W Kirk Wycoff also recently made the following trade(s):

On Monday, November 24th, W Kirk Wycoff sold 21,327 shares of USCB Financial stock. The stock was sold at an average price of $18.02, for a total value of $384,312.54.
On Tuesday, November 25th, W Kirk Wycoff sold 22,558 shares of USCB Financial stock. The shares were sold at an average price of $18.06, for a total value of $407,397.48.

USCB Financial Price Performance

Shares of NASDAQ:USCB opened at $18.25 on Thursday. The company has a quick ratio of 0.87, a current ratio of 0.87 and a debt-to-equity ratio of 0.24. The company has a market cap of $330.51 million, a price-to-earnings ratio of 11.62 and a beta of 0.60. The business has a 50 day moving average price of $17.44 and a 200 day moving average price of $17.10. USCB Financial Holdings, Inc. has a twelve month low of $15.39 and a twelve month high of $20.49.

USCB Financial (NASDAQ:USCB - Get Free Report) last announced its quarterly earnings data on Monday, August 7th. The company reported $0.26 EPS for the quarter. USCB Financial had a net margin of 20.23% and a return on equity of 14.36%. The business had revenue of $17.26 million during the quarter. Research analysts predict that USCB Financial Holdings, Inc. will post 1.58 earnings per share for the current year.

USCB Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Friday, December 5th. Shareholders of record on Friday, November 14th will be issued a dividend of $0.10 per share. The ex-dividend date of this dividend is Friday, November 14th. This represents a $0.40 dividend on an annualized basis and a dividend yield of 2.2%. USCB Financial's dividend payout ratio (DPR) is presently 25.48%.

Institutional Trading of USCB Financial

Hedge funds have recently bought and sold shares of the stock. Millennium Management LLC boosted its position in USCB Financial by 13.1% during the 3rd quarter. Millennium Management LLC now owns 43,868 shares of the company's stock worth $765,000 after acquiring an additional 5,064 shares during the last quarter. Citadel Advisors LLC raised its holdings in shares of USCB Financial by 142.6% in the third quarter. Citadel Advisors LLC now owns 28,540 shares of the company's stock valued at $498,000 after purchasing an additional 16,776 shares during the last quarter. Bank of America Corp DE lifted its position in shares of USCB Financial by 16.8% in the third quarter. Bank of America Corp DE now owns 38,711 shares of the company's stock worth $676,000 after purchasing an additional 5,573 shares in the last quarter. Patriot Financial Partners GP II L.P. acquired a new position in USCB Financial during the third quarter worth $35,527,000. Finally, Fiduciary Trust Co bought a new position in USCB Financial in the third quarter valued at $227,000. 61.34% of the stock is currently owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

A number of equities research analysts have commented on the stock. Piper Sandler increased their price objective on shares of USCB Financial from $22.00 to $23.00 and gave the stock an "overweight" rating in a report on Monday, September 8th. Raymond James Financial upgraded shares of USCB Financial from an "outperform" rating to a "strong-buy" rating and upped their target price for the company from $20.00 to $22.00 in a research report on Monday, September 8th. Zacks Research lowered USCB Financial from a "strong-buy" rating to a "hold" rating in a research report on Thursday, November 6th. Finally, Weiss Ratings reaffirmed a "buy (b-)" rating on shares of USCB Financial in a research note on Wednesday, October 8th. One analyst has rated the stock with a Strong Buy rating, three have assigned a Buy rating and one has issued a Hold rating to the company's stock. According to MarketBeat.com, USCB Financial currently has an average rating of "Buy" and a consensus target price of $22.00.

Read Our Latest Analysis on USCB Financial

About USCB Financial

(Get Free Report)

USCB Financial Holdings, Inc operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit.