USCB Financial (NASDAQ:USCB) Director W Kirk Wycoff Sells 82,043 Shares

December 12, 2025 by InsiderTrades.com

Key Points

Director W. Kirk Wycoff sold 82,043 shares on Dec. 10 at an average price of $18.56 for $1.52M, leaving him with 1,895,286 shares (a 4.15% reduction); across three earlier Nov/Dec trades he has sold a total of 140,623 shares for roughly $2.58M.
USCB shares traded around $18.68 with a market cap of about $338.3M and a P/E of 11.9; the company pays a quarterly dividend of $0.10 (annualized $0.40, yield ~2.1%, payout ratio ~25.5%).
Analyst sentiment is broadly positive with an average rating of Buy and a $22 average target (mixed recent notes from Weiss, Zacks, Piper Sandler and Raymond James), and institutional investors own about 61.3% of the stock.

USCB Financial Holdings, Inc. (NASDAQ:USCB - Get Free Report) Director W Kirk Wycoff sold 82,043 shares of the firm's stock in a transaction that occurred on Wednesday, December 10th. The stock was sold at an average price of $18.56, for a total transaction of $1,522,718.08. Following the sale, the director directly owned 1,895,286 shares in the company, valued at $35,176,508.16. The trade was a 4.15% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this hyperlink.

W Kirk Wycoff also recently made the following trade(s):

On Tuesday, December 2nd, W Kirk Wycoff sold 14,695 shares of USCB Financial stock. The shares were sold at an average price of $17.75, for a total transaction of $260,836.25.
On Monday, November 24th, W Kirk Wycoff sold 21,327 shares of USCB Financial stock. The stock was sold at an average price of $18.02, for a total transaction of $384,312.54.
On Tuesday, November 25th, W Kirk Wycoff sold 22,558 shares of USCB Financial stock. The shares were sold at an average price of $18.06, for a total transaction of $407,397.48.

USCB Financial Trading Up 1.0%

Shares of USCB Financial stock opened at $18.68 on Friday. The firm has a 50-day simple moving average of $17.58 and a two-hundred day simple moving average of $17.16. The company has a debt-to-equity ratio of 0.24, a quick ratio of 0.87 and a current ratio of 0.87. USCB Financial Holdings, Inc. has a fifty-two week low of $15.39 and a fifty-two week high of $20.49. The company has a market cap of $338.29 million, a P/E ratio of 11.90 and a beta of 0.60.

USCB Financial (NASDAQ:USCB - Get Free Report) last announced its quarterly earnings results on Monday, August 7th. The company reported $0.26 earnings per share for the quarter. The firm had revenue of $17.26 million during the quarter. USCB Financial had a return on equity of 14.36% and a net margin of 20.23%. As a group, equities analysts predict that USCB Financial Holdings, Inc. will post 1.58 earnings per share for the current fiscal year.

USCB Financial Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Friday, December 5th. Shareholders of record on Friday, November 14th were given a dividend of $0.10 per share. The ex-dividend date was Friday, November 14th. This represents a $0.40 dividend on an annualized basis and a yield of 2.1%. USCB Financial's dividend payout ratio is currently 25.48%.

Wall Street Analysts Forecast Growth

Several analysts have recently issued reports on the stock. Weiss Ratings reiterated a "buy (b)" rating on shares of USCB Financial in a research report on Monday. Zacks Research cut USCB Financial from a "strong-buy" rating to a "hold" rating in a report on Thursday, November 6th. Piper Sandler boosted their price objective on USCB Financial from $22.00 to $23.00 and gave the stock an "overweight" rating in a research note on Monday, September 8th. Finally, Raymond James Financial raised USCB Financial from an "outperform" rating to a "strong-buy" rating and increased their target price for the company from $20.00 to $22.00 in a report on Monday, September 8th. One equities research analyst has rated the stock with a Strong Buy rating, three have given a Buy rating and one has assigned a Hold rating to the stock. According to MarketBeat.com, the company presently has an average rating of "Buy" and an average target price of $22.00.

Get Our Latest Report on USCB

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in USCB. Russell Investments Group Ltd. increased its holdings in shares of USCB Financial by 66.2% in the third quarter. Russell Investments Group Ltd. now owns 2,217 shares of the company's stock valued at $39,000 after purchasing an additional 883 shares during the last quarter. Police & Firemen s Retirement System of New Jersey purchased a new stake in USCB Financial in the 2nd quarter valued at $38,000. BNP Paribas Financial Markets grew its holdings in USCB Financial by 100.3% in the 3rd quarter. BNP Paribas Financial Markets now owns 3,703 shares of the company's stock valued at $65,000 after buying an additional 1,854 shares in the last quarter. Tower Research Capital LLC TRC increased its stake in shares of USCB Financial by 2,081.3% in the 2nd quarter. Tower Research Capital LLC TRC now owns 4,210 shares of the company's stock worth $70,000 after acquiring an additional 4,017 shares during the last quarter. Finally, Deutsche Bank AG purchased a new position in shares of USCB Financial during the 1st quarter worth $165,000. 61.34% of the stock is currently owned by institutional investors and hedge funds.

About USCB Financial

(Get Free Report)

USCB Financial Holdings, Inc operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit.