Insider Selling: Enova International (NYSE:ENVA) Director Sells 19,999 Shares of Stock

February 5, 2026 by InsiderTrades.com

Key Points

Director James Gray sold 19,999 shares on Feb. 2 at an average price of $172.04 for about $3.44 million, according to an SEC filing.
Multiple other insiders — including the chairman, CEO, general counsel and another director — sold stock recently, a pattern that could amplify negative investor sentiment.
Counterbalancing the insider sales, Enova reported a strong quarter (EPS $3.46 vs. $3.17 expected; revenue $1.34B, up ~15% YoY) and the board authorized a $400 million buyback (≈12.5% of shares).

Enova International, Inc. (NYSE:ENVA - Get Free Report) Director James Gray sold 19,999 shares of the company's stock in a transaction that occurred on Monday, February 2nd. The shares were sold at an average price of $172.04, for a total transaction of $3,440,627.96. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink.

Enova International Trading Down 2.2%

Enova International stock opened at $155.52 on Thursday. Enova International, Inc. has a 52 week low of $79.41 and a 52 week high of $176.68. The company has a debt-to-equity ratio of 3.37, a quick ratio of 19.29 and a current ratio of 9.48. The firm has a market capitalization of $4.37 billion, a price-to-earnings ratio of 13.43 and a beta of 1.25. The company has a 50 day moving average price of $155.52 and a 200 day moving average price of $129.83.

Enova International (NYSE:ENVA - Get Free Report) last announced its earnings results on Tuesday, January 27th. The credit services provider reported $3.46 earnings per share (EPS) for the quarter, beating the consensus estimate of $3.17 by $0.29. The company had revenue of $1.34 billion for the quarter, compared to the consensus estimate of $838.59 million. Enova International had a net margin of 9.78% and a return on equity of 25.31%. The company's revenue was up 15.0% on a year-over-year basis. During the same period in the previous year, the business earned $2.61 EPS. Research analysts forecast that Enova International, Inc. will post 10.31 EPS for the current year.

Enova International announced that its Board of Directors has initiated a stock repurchase program on Wednesday, November 12th that allows the company to repurchase $400.00 million in shares. This repurchase authorization allows the credit services provider to purchase up to 12.5% of its shares through open market purchases. Shares repurchase programs are generally an indication that the company's management believes its shares are undervalued.

Institutional Trading of Enova International

Large investors have recently added to or reduced their stakes in the business. SG Americas Securities LLC increased its holdings in shares of Enova International by 2,933.1% during the 4th quarter. SG Americas Securities LLC now owns 138,975 shares of the credit services provider's stock valued at $21,847,000 after acquiring an additional 134,393 shares during the last quarter. Loomis Sayles & Co. L P bought a new stake in Enova International during the second quarter worth approximately $11,152,000. CSM Advisors LLC bought a new stake in Enova International during the second quarter worth approximately $5,974,000. Arkadios Wealth Advisors acquired a new position in Enova International during the second quarter valued at approximately $2,169,000. Finally, Harbor Capital Advisors Inc. raised its position in shares of Enova International by 8,356.1% in the third quarter. Harbor Capital Advisors Inc. now owns 16,574 shares of the credit services provider's stock valued at $1,908,000 after purchasing an additional 16,378 shares during the period. 89.43% of the stock is owned by institutional investors.

Analyst Ratings Changes

ENVA has been the topic of a number of research reports. Weiss Ratings reiterated a "buy (b-)" rating on shares of Enova International in a report on Thursday, January 22nd. Maxim Group set a $191.00 price objective on shares of Enova International in a research note on Thursday, January 29th. Wall Street Zen downgraded shares of Enova International from a "strong-buy" rating to a "buy" rating in a research report on Saturday, November 22nd. TD Cowen restated a "buy" rating on shares of Enova International in a report on Thursday, January 8th. Finally, Citizens Jmp upped their price target on shares of Enova International from $180.00 to $182.00 and gave the stock a "market outperform" rating in a research note on Wednesday, January 28th. One equities research analyst has rated the stock with a Strong Buy rating and seven have issued a Buy rating to the stock. Based on data from MarketBeat, the company currently has an average rating of "Buy" and a consensus price target of $180.20.

Read Our Latest Stock Report on Enova International

Enova International News Summary

Here are the key news stories impacting Enova International this week:

Positive Sentiment: Quarterly beat: Enova reported $3.46 EPS vs. $3.17 expected and roughly $1.34B revenue (revenue up ~15% YoY), a clear fundamental positive underpinning valuation. MarketBeat Earnings
Positive Sentiment: $400M buyback program: The board authorized repurchases up to $400M (about 12.5% of shares), which supports EPS and signals management confidence. Buyback Announcement
Positive Sentiment: Momentum / analyst interest: Coverage notes ENVA hit a 52-week high and appears on momentum and cash-flow improvement lists, supporting further investor interest. Zacks Momentum
Neutral Sentiment: Valuation discussion: Recent coverage reassesses ENVA after the strong quarter; analysts' consensus remains a Buy with a mean target near $172.83 — useful context but not an immediate catalyst. Yahoo Valuation
Neutral Sentiment: Institutional flows: Several funds have recently added or trimmed positions; ~89% of shares are institutionally owned — limits volatility from retail but means moves can be amplifier by large holders. MarketBeat Institutional Summary
Negative Sentiment: Chairman sale: David Fisher sold 37,989 shares (~$6.28M at ~$165.31 avg) on Jan. 30 — a large insider sale that can create short-term downward pressure. Chairman SEC Filing
Negative Sentiment: CEO sale: CEO Steven Cunningham sold 11,436 shares (~$1.89M at ~$165.13 avg), reducing his stake ~8.2% — CEO-level selling tends to attract investor scrutiny. CEO SEC Filing
Negative Sentiment: Other insider sales: General Counsel Sean Rahilly (12,879 shares) and directors Mark Tebbe (20,000 shares) and James A. Gray (19,999 shares) also sold recently — multiple insiders selling in a short window can amplify negative sentiment. GC SEC Filing Tebbe SEC Filing Gray SEC Filing

Enova International Company Profile

(Get Free Report)

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.