Key Points
- CEO Todd Schwartz bought 60,000 OppFi shares at an average price of $7.05, investing approximately $423,000 and increasing his direct stake by 13.83%.
- OppFi’s latest quarter fell short of expectations, with EPS of $0.33 versus the $0.44 consensus and revenue of $86.17 million versus estimates of $155.89 million.
- Analyst sentiment is mixed: the stock has an average “Hold” rating and a consensus price target of $10.25, while recent target cuts range from $9.50 to $11.00.
OppFi Inc. (NYSE:OPFI - Get Free Report) CEO Todd Schwartz purchased 60,000 shares of the company's stock in a transaction on Wednesday, August 12th. The shares were bought at an average cost of $7.05 per share, with a total value of $423,000.00. Following the transaction, the chief executive officer directly owned 493,733 shares of the company's stock, valued at $3,480,817.65. This represents a 13.83% increase in their position. The acquisition was disclosed in a filing with the SEC, which is available through the SEC website.
OppFi Stock Up 3.9%
NYSE OPFI opened at $6.85 on Thursday. OppFi Inc. has a fifty-two week low of $6.50 and a fifty-two week high of $12.45. The stock has a market cap of $583.69 million, a price-to-earnings ratio of 3.62 and a beta of 1.77. The business has a fifty day moving average of $9.04 and a 200-day moving average of $8.84.
OppFi (NYSE:OPFI - Get Free Report) last posted its quarterly earnings data on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing analysts' consensus estimates of $0.44 by ($0.11). The company had revenue of $86.17 million for the quarter, compared to analyst estimates of $155.89 million. OppFi had a net margin of 16.64% and a return on equity of 33.50%. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, analysts anticipate that OppFi Inc. will post 1.43 EPS for the current year.
Analysts Set New Price Targets
Several equities research analysts have issued reports on the stock. Citigroup reaffirmed a "market outperform" rating on shares of OppFi in a research note on Tuesday. Wall Street Zen lowered shares of OppFi from a "strong-buy" rating to a "buy" rating in a research report on Saturday, August 8th. Zacks Research downgraded shares of OppFi from a "strong-buy" rating to a "hold" rating in a research note on Tuesday, July 28th. Citizens Jmp decreased their target price on shares of OppFi from $15.00 to $11.00 and set a "market outperform" rating on the stock in a research report on Tuesday. Finally, Stephens lowered their target price on shares of OppFi from $11.00 to $9.50 and set an "equal weight" rating for the company in a research note on Tuesday. Two investment analysts have rated the stock with a Buy rating and three have given a Hold rating to the company's stock. Based on data from MarketBeat.com, the company has an average rating of "Hold" and a consensus target price of $10.25.
Check Out Our Latest Stock Report on OppFi
Hedge Funds Weigh In On OppFi
Institutional investors have recently added to or reduced their stakes in the business. Quarry LP boosted its stake in OppFi by 669.2% in the 3rd quarter. Quarry LP now owns 3,492 shares of the company's stock worth $40,000 after buying an additional 3,038 shares during the last quarter. Russell Investments Group Ltd. increased its stake in shares of OppFi by 217.6% during the 2nd quarter. Russell Investments Group Ltd. now owns 4,681 shares of the company's stock valued at $65,000 after acquiring an additional 3,207 shares during the last quarter. Quantbot Technologies LP increased its stake in shares of OppFi by 20.8% during the 2nd quarter. Quantbot Technologies LP now owns 8,663 shares of the company's stock valued at $121,000 after acquiring an additional 1,494 shares during the last quarter. Kemnay Advisory Services Inc. acquired a new position in shares of OppFi during the 4th quarter valued at about $95,000. Finally, Jain Global LLC purchased a new position in shares of OppFi during the 4th quarter worth about $112,000. 7.10% of the stock is currently owned by institutional investors and hedge funds.
More OppFi News
Here are the key news stories impacting OppFi this week:
- Positive Sentiment: CEO Todd G. Schwartz purchased 60,000 shares for approximately $423,000 at an average price of $7.05. The purchase increased his position by 13.83%, a signal of management confidence after the recent selloff. SEC insider transaction filing
- Positive Sentiment: Stephens lowered its price target to $9.50 from $11.00 while maintaining an “equal weight” rating, and Citizens JMP cut its target to $11.00 from $15.00 while retaining a “market outperform” rating. Both targets remain materially above recent trading levels, indicating potential upside if earnings stabilize. Analyst price target coverage
- Neutral Sentiment: Stonegate Capital Partners said OppFi’s second-quarter results weakened the near-term earnings outlook but did not change its longer-term investment thesis. The firm also noted increased assets and reduced debt in the company’s quarterly filing. Stonegate Capital Partners coverage
- Negative Sentiment: Northland Securities sharply reduced its EPS forecasts, including Q3 2026 to $0.38 from $0.50, FY2026 to $1.38 from $1.80, FY2027 to $2.15 from $2.41, and FY2028 to $2.65 from $2.91. The revisions point to weaker expected profitability across multiple periods.
- Negative Sentiment: OppFi’s second-quarter earnings missed expectations, with EPS of $0.33 versus the $0.44 consensus and revenue of $86.17 million versus the $155.89 million estimate. Lower loan originations and disappointing 2026 guidance have pressured sentiment and remain the main risks to the stock. OppFi second-quarter earnings coverage
About OppFi
(
Get Free Report)
OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.
Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.
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