Key Points
- CEO Todd Schwartz bought 20,000 OppFi shares at an average price of $7.20, investing $144,000 and increasing his stake by 3.61% to 573,733 shares.
- OppFi’s latest quarterly results fell short of expectations, with EPS of $0.33 versus the $0.44 consensus and revenue of $86.17 million versus estimates of $155.89 million.
- Analyst sentiment is mixed but leans toward “Hold”: price targets were reduced by Stephens and Citizens JMP, while the consensus target stands at $10.25.
OppFi Inc. (NYSE:OPFI - Get Free Report) CEO Todd Schwartz purchased 20,000 shares of the stock in a transaction dated Friday, August 14th. The shares were acquired at an average price of $7.20 per share, with a total value of $144,000.00. Following the completion of the acquisition, the chief executive officer owned 573,733 shares in the company, valued at approximately $4,130,877.60. This trade represents a 3.61% increase in their position. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through this hyperlink.
OppFi Trading Up 0.4%
Shares of NYSE:OPFI opened at $7.16 on Friday. The company has a market capitalization of $610.02 million, a price-to-earnings ratio of 3.79 and a beta of 1.77. OppFi Inc. has a 12-month low of $6.50 and a 12-month high of $12.45. The business has a 50-day moving average price of $8.99 and a 200 day moving average price of $8.81.
OppFi (NYSE:OPFI - Get Free Report) last posted its earnings results on Monday, August 10th. The company reported $0.33 EPS for the quarter, missing analysts' consensus estimates of $0.44 by ($0.11). OppFi had a net margin of 16.64% and a return on equity of 30.89%. The company had revenue of $86.17 million during the quarter, compared to analyst estimates of $155.89 million. OppFi has set its FY 2026 guidance at 1.340-1.510 EPS. As a group, equities research analysts predict that OppFi Inc. will post 1.4 earnings per share for the current fiscal year.
Institutional Trading of OppFi
A number of large investors have recently made changes to their positions in OPFI. Globeflex Capital L P acquired a new stake in OppFi in the second quarter valued at approximately $3,240,000. Bank of New York Mellon Corp acquired a new position in OppFi during the 2nd quarter worth approximately $891,000. Lazard Asset Management LLC purchased a new stake in shares of OppFi in the 1st quarter valued at approximately $91,000. Corsair Capital Management L.P. purchased a new stake in shares of OppFi in the 1st quarter valued at approximately $229,000. Finally, Renaissance Technologies LLC increased its position in shares of OppFi by 2.3% in the 1st quarter. Renaissance Technologies LLC now owns 630,308 shares of the company's stock valued at $4,860,000 after purchasing an additional 14,100 shares during the last quarter. 7.10% of the stock is currently owned by hedge funds and other institutional investors.
Analyst Ratings Changes
Several equities analysts have recently commented on the stock. Zacks Research lowered shares of OppFi from a "strong-buy" rating to a "hold" rating in a report on Tuesday, July 28th. Weiss Ratings reiterated a "hold (c)" rating on shares of OppFi in a report on Friday, August 7th. Stephens cut their target price on OppFi from $11.00 to $9.50 and set an "equal weight" rating on the stock in a research report on Tuesday. Citigroup restated a "market outperform" rating on shares of OppFi in a research note on Tuesday. Finally, Citizens Jmp lowered their price target on OppFi from $15.00 to $11.00 and set a "market outperform" rating for the company in a research report on Tuesday. Two analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the company's stock. According to MarketBeat, the company currently has a consensus rating of "Hold" and a consensus price target of $10.25.
Check Out Our Latest Report on OPFI
Key Stories Impacting OppFi
Here are the key news stories impacting OppFi this week:
- Positive Sentiment: CEO Todd G. Schwartz bought another 20,000 shares for approximately $144,000 at an average price of $7.20. Combined with his 60,000-share purchase earlier in the week, the CEO has acquired 80,000 shares recently—an indication of management confidence following the stock’s decline. SEC insider transaction filing
- Positive Sentiment: OppFi was reported to be trading higher after an analyst upgrade, providing a near-term catalyst and helping offset concerns about the company’s recent earnings performance. OppFi analyst upgrade article
- Positive Sentiment: A bullish investment view argues that OppFi trades at a steep discount to peers despite resilient revenue and free-cash-flow growth. The company’s tighter underwriting, improved recoveries and expense discipline could support portfolio quality and margins. The planned BNC National Bank acquisition is viewed as potentially transformative, with expected adjusted EPS growth and longer-term return targets. OppFi investment outlook
- Neutral Sentiment: Stephens reduced its price target to $9.50 from $11.00 and maintained an “equal weight” rating. The revised target remains above recent trading levels, but the cut reflects a more cautious earnings outlook. Stephens price target article
- Negative Sentiment: Northland Securities lowered its FY2026 EPS forecast to $1.38 from $1.80 and cut its Q4 estimate to $0.38 from $0.54, signaling weaker expected profitability.
- Negative Sentiment: OppFi’s latest quarterly results missed expectations: EPS was $0.33 versus the $0.44 consensus, while revenue was $86.17 million versus estimates of $155.89 million. Reduced loan originations and underwhelming 2026 guidance remain key risks.
OppFi Company Profile
(
Get Free Report)
OppFi (NYSE: OPFI) is a financial technology company that provides digital lending and credit solutions designed to meet the needs of near-prime consumers in the United States. Through its technology-driven platform, OppFi offers unsecured installment loans under the OppLoans brand, allowing borrowers to access credit online or via mobile devices. The company leverages proprietary data analytics and machine learning models to assess credit risk, streamline underwriting processes and deliver personalized loan products with transparent terms.
Headquartered in Chicago, Illinois, OppFi was founded in 2013 with a mission to increase financial inclusion for underserved and underbanked populations.
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