Key Points
- CEO Mat Ishbia sold 632,874 shares on Feb. 25 at an average of $4.03 (~$2.55M), cutting his stake by 15.97%; this sale is one of a series of identical large disposals throughout January–February.
- Q4 results were mixed: revenue beat expectations (~$945.3M vs. ~$759.1M) but EPS missed (~$0.06–$0.08 vs. $0.09), and management issued conservative Q1 guidance ($650M–$850M), increasing near‑term uncertainty.
- Dividend and market reaction: UWM declared a $0.10 quarterly dividend (≈$0.40 annualized, ~9.4% yield), yet the stock hit a 12‑month low and the Street consensus remains a "Hold" with a $6.46 price target.
UWM Holdings Corporation (NYSE:UWMC - Get Free Report) CEO Ishbia Mat sold 632,874 shares of the firm's stock in a transaction on Wednesday, February 25th. The stock was sold at an average price of $4.03, for a total value of $2,550,482.22. Following the transaction, the chief executive officer owned 3,330,659 shares in the company, valued at $13,422,555.77. This trade represents a 15.97% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website.
Ishbia Mat also recently made the following trade(s):
- On Monday, February 23rd, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.52, for a total transaction of $2,860,590.48.
- On Thursday, February 19th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.77, for a total transaction of $3,018,808.98.
- On Tuesday, February 17th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.88, for a total transaction of $3,088,425.12.
- On Friday, February 13th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.94, for a total transaction of $3,126,397.56.
- On Wednesday, February 11th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $4.66, for a total transaction of $2,949,192.84.
- On Monday, February 9th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.61, for a total value of $2,917,549.14.
- On Friday, February 6th, Ishbia Mat sold 632,874 shares of UWM stock. The shares were sold at an average price of $4.84, for a total value of $3,063,110.16.
- On Wednesday, February 4th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.05, for a total value of $3,196,013.70.
- On Monday, February 2nd, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.20, for a total value of $3,290,944.80.
- On Friday, January 30th, Ishbia Mat sold 632,874 shares of UWM stock. The stock was sold at an average price of $5.00, for a total value of $3,164,370.00.
UWM Stock Up 2.5%
NYSE UWMC traded up $0.11 during trading hours on Thursday, hitting $4.27. The company had a trading volume of 3,296,881 shares, compared to its average volume of 18,859,748. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.45 and a quick ratio of 1.45. UWM Holdings Corporation has a fifty-two week low of $3.79 and a fifty-two week high of $7.14. The business has a fifty day simple moving average of $5.01 and a 200-day simple moving average of $5.46.
UWM (NYSE:UWMC - Get Free Report) last released its quarterly earnings data on Wednesday, February 25th. The company reported $0.08 earnings per share for the quarter, missing analysts' consensus estimates of $0.09 by ($0.01). The firm had revenue of $945.25 million during the quarter, compared to analyst estimates of $759.12 million. UWM had a negative return on equity of 6.81% and a net margin of 0.61%. Research analysts predict that UWM Holdings Corporation will post 0.2 earnings per share for the current year.
UWM Dividend Announcement
The firm also recently disclosed a quarterly dividend, which will be paid on Thursday, April 9th. Stockholders of record on Thursday, March 19th will be given a dividend of $0.10 per share. The ex-dividend date is Thursday, March 19th. This represents a $0.40 annualized dividend and a dividend yield of 9.4%.
Key UWM News
Here are the key news stories impacting UWM this week:
- Positive Sentiment: Revenue substantially beat expectations — UWM reported roughly $945.3M in Q4 revenue versus ~ $759.1M expected, showing origination strength and market share execution that supports topline momentum. Press Release
- Positive Sentiment: Declared a quarterly dividend of $0.10/share (implying ~9.6% yield) — this raises near-term income for holders and can support demand from yield-focused investors. Dividend Announcement
- Neutral Sentiment: Unusually large call-option activity — traders bought ~54,116 calls (a ~687% rise vs. average). This could signal speculative bullish bets or hedging around earnings/guide volatility, but it’s ambiguous.
- Negative Sentiment: EPS missed consensus — reported EPS (~$0.06–$0.08 depending on source) vs. ~$0.09 expected; the miss (and low net margin/negative ROE) is a headline driver for selling pressure. Earnings Call Transcript
- Negative Sentiment: Guidance was conservative and wide — Q1 revenue guidance was issued as a $650M–$850M band versus a consensus ~ $816.5M; the lower end and breadth increase uncertainty around near-term results.
- Negative Sentiment: Insider sale — CEO Mat Ishbia sold ~632,874 shares (~$2.55M) on Feb 25, materially reducing his position; large insider selling can amplify negative sentiment even when not uncommon for liquidity reasons. SEC Filing
- Negative Sentiment: Stock hit a new 12‑month low after the release — reflects market concern around the EPS miss, guidance and insider activity. Article on New Low
Wall Street Analyst Weigh In
A number of research analysts have issued reports on the company. UBS Group boosted their price target on UWM from $5.50 to $6.00 and gave the stock a "neutral" rating in a research report on Wednesday, November 12th. Keefe, Bruyette & Woods increased their target price on shares of UWM from $6.50 to $6.75 and gave the company a "market perform" rating in a research report on Thursday, December 18th. Jefferies Financial Group set a $4.40 target price on shares of UWM in a research note on Wednesday. The Goldman Sachs Group set a $5.00 price target on shares of UWM in a research note on Tuesday, January 6th. Finally, Morgan Stanley set a $6.00 price objective on shares of UWM in a report on Tuesday, December 16th. Two equities research analysts have rated the stock with a Buy rating, seven have issued a Hold rating and one has given a Sell rating to the company's stock. According to MarketBeat.com, the company has a consensus rating of "Hold" and a consensus price target of $6.46.
Read Our Latest Report on UWM
Institutional Trading of UWM
Institutional investors and hedge funds have recently added to or reduced their stakes in the business. Dynamic Technology Lab Private Ltd acquired a new position in UWM in the first quarter worth approximately $92,000. Focus Partners Wealth acquired a new stake in shares of UWM during the first quarter worth $55,000. Envestnet Asset Management Inc. lifted its holdings in shares of UWM by 437.2% during the second quarter. Envestnet Asset Management Inc. now owns 121,444 shares of the company's stock valued at $503,000 after purchasing an additional 98,837 shares during the last quarter. Teacher Retirement System of Texas boosted its position in shares of UWM by 23.5% in the 2nd quarter. Teacher Retirement System of Texas now owns 23,929 shares of the company's stock valued at $99,000 after purchasing an additional 4,552 shares during the period. Finally, Vestmark Advisory Solutions Inc. purchased a new position in UWM in the 2nd quarter worth about $103,000. 53.59% of the stock is owned by institutional investors and hedge funds.
UWM Company Profile
(
Get Free Report)
United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.
The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.
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