CZFS Insider Trading

Insider Ownership Percentage: 6.10%
Insider Buying (Last 12 Months): $49,202.58
Insider Selling (Last 12 Months): $2,801.10

Citizens Financial Services Insider Trading History Chart

This chart shows the insider buying and selling history at Citizens Financial Services by year and by quarter.

Skip ChartChart Data in Insider Trading History Table

Citizens Financial Services Share Price & Price History

Current Price: $57.12
Price Change: Price Increase of +0.76 (1.35%)
As of 12/4/2025 05:00 PM ET

This chart shows the closing price history over time for CZFS up to the past year.

Skip Chart and Table DataPrice Data in Insider Trading History Table
Days: 30 | 90 | 365

Citizens Financial Services Insider Trading History

Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails
11/28/2025Stephen J GuillaumeSVPBuy16$53.10$849.604,570View SEC Filing Icon  
11/4/2025Randall E. BlackCEOBuy22$54.25$1,193.5044,035View SEC Filing Icon  
11/3/2025Randall E. BlackCEOBuy478$54.10$25,859.8044,013View SEC Filing Icon  
8/31/2025Stephen J GuillaumeSVPBuy13$56.96$740.484,524View SEC Filing Icon  
7/8/2025LeeAnn GephartEVPSell14$59.64$834.96720View SEC Filing Icon  
6/24/2025LeeAnn GephartEVPSell33$59.58$1,966.14728View SEC Filing Icon  
5/30/2025Stephen J GuillaumeEVPBuy15$58.09$871.354,452View SEC Filing Icon  
5/6/2025John P. Painter IIDirectorBuy215$57.40$12,341.002,402View SEC Filing Icon  
2/28/2025Stephen J GuillaumeEVPBuy13$57.45$746.854,077View SEC Filing Icon  
2/3/2025John P. Painter IIDirectorBuy110$60.00$6,600.002,088View SEC Filing Icon  
11/29/2024Stephen J GuillaumeSVPBuy13$67.08$872.044,008View SEC Filing Icon  
11/20/2024David Z. Richards Jr.EVPSell121$69.50$8,409.501,457View SEC Filing Icon  
11/4/2024John P. Painter IIDirectorBuy290$56.65$16,428.501,904View SEC Filing Icon  
4/30/2024Stephen J GuillaumeEVPBuy300$40.00$12,000.003,586View SEC Filing Icon  
2/20/2024Randall E. BlackCEOBuy400$48.00$19,200.0042,133View SEC Filing Icon  
10/27/2023R Joseph LandyDirectorBuy768$47.49$36,472.3224,385View SEC Filing Icon  
10/25/2023Stephen J GuillaumeSVPBuy500$44.25$22,125.003,068View SEC Filing Icon  
10/4/2023Robert Joseph MarinoDirectorSell2,263$46.26$104,686.3839,014View SEC Filing Icon  
9/29/2023Robert Joseph MarinoDirectorSell535$49.00$26,215.0041,277View SEC Filing Icon  
9/18/2023David Z. Richards Jr.EVPSell1,500$50.78$76,170.001,190View SEC Filing Icon  
9/18/2023Robert Joseph MarinoDirectorSell1,000$51.00$51,000.0042,821View SEC Filing Icon  
8/21/2023Robert Joseph MarinoCROBuy359$52.75$18,937.2542,400View SEC Filing Icon  
8/18/2023Robert Joseph MarinoCROBuy641$52.25$33,492.2542,041View SEC Filing Icon  
8/7/2023Rinaldo A DepaolaDirectorBuy35$69.50$2,432.5014,855View SEC Filing Icon  
8/11/2020R Joseph LandyDirectorBuy101$47.56$4,803.5625,003View SEC Filing Icon  
See Full Table

SEC Filings (Institutional Ownership Changes) for Citizens Financial Services (NASDAQ:CZFS)

22.49% of Citizens Financial Services stock is owned by institutions. Institutional ownership can be a sign of analyst confidence in the fundamentals of the stock.

Institutional Buying and Selling by Quarter

This chart shows the instiutional buying and selling at CZFS by year and by quarter.

Skip Institutional Buying and Selling Chart and Table DataRead Chart Data in Institutional Trading History Table

Citizens Financial Services Institutional Trading History

Reporting DateHedge FundShares HeldMarket Value% of PortfolioQuarterly Change in SharesOwnership in CompanyDetails
11/17/2025Millennium Management LLC6,048$0.37M0.0%N/A0.126%Search for SEC Filing on Google Icon
11/17/2025MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.2,106$0.13M0.0%-15.1%0.044%Search for SEC Filing on Google Icon
11/17/2025Citadel Advisors LLC4,996$0.30M0.0%N/A0.104%Search for SEC Filing on Google Icon
11/17/2025Bank of America Corp DE2,885$0.17M0.0%-39.6%0.060%Search for SEC Filing on Google Icon
11/13/2025BNP Paribas Financial Markets1,103$66K0.0%+67.6%0.023%Search for SEC Filing on Google Icon
11/13/2025Franklin Resources Inc.3,600$0.22M0.0%N/A0.075%Search for SEC Filing on Google Icon
11/13/2025Russell Investments Group Ltd.1,463$88K0.0%+3,225.0%0.030%Search for SEC Filing on Google Icon
11/12/2025Dimensional Fund Advisors LP24,419$1.47M0.0%+6.5%0.508%Search for SEC Filing on Google Icon
11/12/2025Segall Bryant & Hamill LLC27,288$1.65M0.0%-0.9%0.568%Search for SEC Filing on Google Icon
11/7/2025Vanguard Group Inc.246,735$14.87M0.0%+0.8%5.133%Search for SEC Filing on Google Icon
11/7/2025JPMorgan Chase & Co.4,591$0.28M0.0%+12.5%0.096%Search for SEC Filing on Google Icon
11/3/2025Great Lakes Advisors LLC10,237$0.62M0.0%-6.4%0.213%Search for SEC Filing on Google Icon
10/27/2025Stone House Investment Management LLC652$39K0.0%-44.6%0.014%Search for SEC Filing on Google Icon
10/24/2025Hudock Inc.40,273$2.43M0.4%-2.1%0.837%Search for SEC Filing on Google Icon
10/16/2025Weatherly Asset Management L. P.4,924$0.30M0.0%-50.0%0.102%Search for SEC Filing on Google Icon
10/14/2025Farther Finance Advisors LLC1,463$88K0.0%+14,530.0%0.030%Search for SEC Filing on Google Icon
8/15/2025Tower Research Capital LLC TRC 1,332$78K0.0%+537.3%0.028%Search for SEC Filing on Google Icon
8/15/2025BNP Paribas Financial Markets658$39K0.0%+39.4%0.014%Search for SEC Filing on Google Icon
8/15/2025Bank of America Corp DE4,780$0.28M0.0%+38.5%0.099%Search for SEC Filing on Google Icon
8/14/2025Jane Street Group LLC5,880$0.35M0.0%+37.0%0.122%Search for SEC Filing on Google Icon
8/14/2025Raymond James Financial Inc.2,106$0.12M0.0%N/A0.044%Search for SEC Filing on Google Icon
8/14/2025MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.2,481$0.15M0.0%-7.4%0.052%Search for SEC Filing on Google Icon
8/13/2025Invesco Ltd.7,473$0.44M0.0%-9.2%0.155%Search for SEC Filing on Google Icon
8/13/2025De Lisle Partners LLP16,936$1M0.1%+5.5%0.352%Search for SEC Filing on Google Icon
8/12/2025American Century Companies Inc.28,344$1.66M0.0%+1.4%0.589%Search for SEC Filing on Google Icon
8/12/2025Segall Bryant & Hamill LLC27,534$1.62M0.0%+141.8%0.572%Search for SEC Filing on Google Icon
8/12/2025Rhumbline Advisers6,604$0.39M0.0%+25.4%0.137%Search for SEC Filing on Google Icon
8/12/2025JPMorgan Chase & Co.4,081$0.24M0.0%-49.3%0.085%Search for SEC Filing on Google Icon
8/8/2025Hudock Inc.41,118$2.41M0.4%+1.2%0.864%Search for SEC Filing on Google Icon
8/8/2025Geode Capital Management LLC106,338$6.25M0.0%+1.6%2.234%Search for SEC Filing on Google Icon
8/6/2025Bryn Mawr Trust Advisors LLC6,305$0.37M0.0%+14.2%0.132%Search for SEC Filing on Google Icon
8/6/2025Stone House Investment Management LLC1,176$69K0.0%+82.0%0.025%Search for SEC Filing on Google Icon
7/30/2025Citizens & Northern Corp117,081$6.88M1.8%+1.0%2.460%Search for SEC Filing on Google Icon
7/14/2025GAMMA Investing LLC1,170$69K0.0%+183.3%0.025%Search for SEC Filing on Google Icon
6/27/2025Goldman Sachs Group Inc.7,393$0.43M0.0%-47.3%0.155%Search for SEC Filing on Google Icon
5/29/2025Rhumbline Advisers5,267$0.31M0.0%-4.8%0.111%Search for SEC Filing on Google Icon
5/28/2025Strs Ohio5,100$0.30M0.0%N/A0.107%Search for SEC Filing on Google Icon
5/19/2025Jane Street Group LLC4,291$0.25M0.0%N/A0.090%Search for SEC Filing on Google Icon
5/16/2025Goldman Sachs Group Inc.7,393$0.43M0.0%-47.3%0.155%Search for SEC Filing on Google Icon
5/15/2025PDT Partners LLC4,314$0.25M0.0%+33.9%0.091%Search for SEC Filing on Google Icon
5/15/2025Trexquant Investment LP6,129$0.36M0.0%+14.8%0.129%Search for SEC Filing on Google Icon
5/13/2025American Century Companies Inc.27,944$1.62M0.0%+25.7%0.587%Search for SEC Filing on Google Icon
5/13/2025Stone House Investment Management LLC646$38K0.0%N/A0.014%Search for SEC Filing on Google Icon
5/12/2025Nuveen LLC759,297$44.08M0.0%N/A15.952%Search for SEC Filing on Google Icon
5/12/2025Invesco Ltd.8,233$0.48M0.0%-12.1%0.173%Search for SEC Filing on Google Icon
5/9/2025Deutsche Bank AG4,217$0.25M0.0%-12.8%0.089%Search for SEC Filing on Google Icon
5/9/2025PNC Financial Services Group Inc.3,613$0.21M0.0%+9.7%0.076%Search for SEC Filing on Google Icon
5/2/2025Segall Bryant & Hamill LLC11,385$0.66M0.0%N/A0.239%Search for SEC Filing on Google Icon
5/2/2025Bryn Mawr Capital Management LLC5,522$0.32M0.0%-15.3%0.116%Search for SEC Filing on Google Icon
4/29/2025Bank of New York Mellon Corp12,912$0.75M0.0%-4.5%0.271%Search for SEC Filing on Google Icon
4/17/2025NBT Bank N A NY1,199$70K0.0%N/A0.025%Search for SEC Filing on Google Icon
4/8/2025Rhumbline Advisers5,267$0.31M0.0%-4.8%0.111%Search for SEC Filing on Google Icon
4/7/2025GAMMA Investing LLC23,975$1.39M0.0%+39,858.3%0.504%Search for SEC Filing on Google Icon
2/17/2025Nuveen Asset Management LLC9,309$0.59M0.0%+14.7%0.196%Search for SEC Filing on Google Icon
2/17/2025Lazard Asset Management LLC836$52K0.0%N/A0.018%Search for SEC Filing on Google Icon
2/17/2025Deutsche Bank AG4,834$0.31M0.0%+88.0%0.102%Search for SEC Filing on Google Icon
2/17/2025Citadel Advisors LLC4,096$0.26M0.0%-53.8%0.086%Search for SEC Filing on Google Icon
2/17/2025Bank of America Corp DE5,118$0.32M0.0%+45.4%0.108%Search for SEC Filing on Google Icon
2/17/2025BNP Paribas Financial Markets545$35K0.0%N/A0.011%Search for SEC Filing on Google Icon
2/14/2025PDT Partners LLC3,222$0.20M0.0%N/A0.068%Search for SEC Filing on Google Icon
2/14/2025Northern Trust Corp40,504$2.56M0.0%+2.0%0.851%Search for SEC Filing on Google Icon
2/14/2025Tower Research Capital LLC TRC842$53K0.0%+295.3%0.018%Search for SEC Filing on Google Icon
2/14/2025Dimensional Fund Advisors LP11,734$0.74M0.0%+99.1%0.247%Search for SEC Filing on Google Icon
2/13/2025Barclays PLC6,822$0.43M0.0%+15.2%0.143%Search for SEC Filing on Google Icon
2/13/2025Wells Fargo & Company MN6,830$0.43M0.0%+182.6%0.143%Search for SEC Filing on Google Icon
2/12/2025Trexquant Investment LP5,340$0.34M0.0%N/A0.112%Search for SEC Filing on Google Icon
2/12/2025Geode Capital Management LLC102,655$6.50M0.0%+0.3%2.157%Search for SEC Filing on Google Icon
2/12/2025JPMorgan Chase & Co.16,576$1.05M0.0%+127.9%0.348%Search for SEC Filing on Google Icon
2/11/2025Corebridge Financial Inc.2,245$0.14M0.0%-7.0%0.047%Search for SEC Filing on Google Icon
2/11/2025American Century Companies Inc.22,237$1.41M0.0%+148.3%0.467%Search for SEC Filing on Google Icon
2/6/2025Charles Schwab Investment Management Inc.36,465$2.31M0.0%+5.4%0.766%Search for SEC Filing on Google Icon
2/4/2025Bank of New York Mellon Corp13,526$0.86M0.0%-32.2%0.284%Search for SEC Filing on Google Icon
2/3/2025Bryn Mawr Capital Management LLC115,048$7.28M0.3%+1,665.4%2.417%Search for SEC Filing on Google Icon
1/31/2025Citizens & Northern Corp115,922$7.34M2.0%+29.9%2.435%Search for SEC Filing on Google Icon
1/29/2025Hudock Inc.40,542$2.57M0.4%-1.4%0.852%Search for SEC Filing on Google Icon
1/29/2025Stonebridge Financial Group LLC734$46K0.0%N/A0.015%Search for SEC Filing on Google Icon
1/17/2025SG Americas Securities LLC1,919$0.12M0.0%N/A0.040%Search for SEC Filing on Google Icon
12/26/2024JPMorgan Chase & Co.7,272$0.43M0.0%+177.9%0.153%Search for SEC Filing on Google Icon
11/19/2024Barclays PLC5,924$0.35M0.0%+286.2%0.124%Search for SEC Filing on Google Icon
11/16/2024Geode Capital Management LLC102,399$6.02M0.0%+1.1%2.151%Search for SEC Filing on Google Icon
11/15/2024Barclays PLC5,924$0.35M0.0%+286.2%0.124%Search for SEC Filing on Google Icon
11/15/2024State Street Corp72,070$4.23M0.0%+2.3%1.514%Search for SEC Filing on Google Icon
11/14/2024De Lisle Partners LLP15,354$0.90M0.1%+1.0%0.323%Search for SEC Filing on Google Icon
11/12/2024Charles Schwab Investment Management Inc.34,607$2.03M0.0%-2.5%0.727%Search for SEC Filing on Google Icon
8/9/2024Dimensional Fund Advisors LP5,395$0.24M0.0%-5.2%0.115%Search for SEC Filing on Google Icon
8/3/2024Hudock Inc.41,028$1.84M0.3%+1.6%0.871%Search for SEC Filing on Google Icon
8/1/2024Rhumbline Advisers5,285$0.24M0.0%+10.6%0.112%Search for SEC Filing on Google Icon
7/26/2024Bank of New York Mellon Corp23,761$1.07M0.0%+22.5%0.504%Search for SEC Filing on Google Icon
7/20/2024Nisa Investment Advisors LLC706$32K0.0%N/A0.015%Search for SEC Filing on Google Icon
5/10/2024Vanguard Group Inc.229,271$11.28M0.0%+4.6%4.871%Search for SEC Filing on Google Icon
1/12/2024SG Americas Securities LLC1,844$0.12M0.0%N/A0.039%Search for SEC Filing on Google Icon
11/13/2023PNC Financial Services Group Inc.3,265$0.16M0.0%-10.1%0.069%Search for SEC Filing on Google Icon
10/27/2023Allspring Global Investments Holdings LLC765$37K0.0%N/A0.016%Search for SEC Filing on Google Icon
10/24/2023Bank of New York Mellon Corp14,237$0.68M0.0%-2.0%0.303%Search for SEC Filing on Google Icon
10/23/2023Commonwealth Equity Services LLC6,030$0.29M0.0%+5.9%0.128%Search for SEC Filing on Google Icon
9/21/2023Barclays PLC867$64K0.0%-26.5%0.018%Search for SEC Filing on Google Icon
8/11/2023Citizens & Northern Corp87,390$6.51M2.5%+0.6%2.179%Search for SEC Filing on Google Icon
8/11/2023Terrapin Asset Management LLC37,573$2.80M3.6%N/A0.937%Search for SEC Filing on Google Icon
8/7/2023JFS Wealth Advisors LLC29,909$2.23M0.2%+1.0%0.746%Search for SEC Filing on Google Icon
8/4/2023American International Group Inc.2,089$0.16M0.0%N/A0.052%Search for SEC Filing on Google Icon
Data available starting January 2016

See Full Table
Citizens Financial Services logo
Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.
Read More on Citizens Financial Services

Today's Range

Now: $57.12
Low: $56.40
High: $57.45

50 Day Range

MA: $56.14
Low: $53.18
High: $61.49

52 Week Range

Now: $57.12
Low: $49.96
High: $72.86

Volume

4,314 shs

Average Volume

7,679 shs

Market Capitalization

$274.75 million

P/E Ratio

8.01

Dividend Yield

3.55%

Beta

0.46

Who are the company insiders with the largest holdings of Citizens Financial Services?

Citizens Financial Services' top insider shareholders include:
  1. Randall E Black (CEO)
  2. Stephen J Guillaume (SVP)
  3. Stephen J Guillaume (EVP)
  4. John P Painter II (Director)
  5. David Z Richards Jr (EVP)
  6. Leeann Gephart (EVP)
Learn More about top insider investors at Citizens Financial Services.

Who are the major institutional investors of Citizens Financial Services?

Citizens Financial Services' top institutional investors include:
  1. Vanguard Group Inc. — 5.13%
  2. Hudock Inc. — 0.84%
  3. Segall Bryant & Hamill LLC — 0.57%
  4. Dimensional Fund Advisors LP — 0.51%
  5. Great Lakes Advisors LLC — 0.21%
  6. Millennium Management LLC — 0.13%
Learn More about top institutional investors of Citizens Financial Services stock.

Which institutional investors are selling Citizens Financial Services stock?

During the previous quarter, CZFS stock was sold by these institutional investors:
  1. Weatherly Asset Management L. P.
  2. Bank of America Corp DE
  3. Hudock Inc.
  4. Great Lakes Advisors LLC
  5. Stone House Investment Management LLC
  6. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
  7. Segall Bryant & Hamill LLC

Which institutional investors are buying Citizens Financial Services stock?

Within the last quarter, CZFS stock was purchased by institutional investors including:
  1. Millennium Management LLC
  2. Citadel Advisors LLC
  3. Franklin Resources Inc.
  4. Vanguard Group Inc.
  5. Dimensional Fund Advisors LP
  6. Farther Finance Advisors LLC
  7. Russell Investments Group Ltd.
  8. JPMorgan Chase & Co.
In the last year, these company insiders have bought Citizens Financial Services stock:
  1. Randall E Black (CEO)
  2. Stephen J Guillaume (SVP)
  3. Stephen J Guillaume (EVP)
  4. John P Painter II (Director)
Learn More investors buying Citizens Financial Services stock.