David Richards Jr. Biography and Net Worth

EVP of Citizens Financial Services

David Z. Richards, Jr. has served as an Executive Vice President, Director of Emerging Markets of the Bank since 2017. In 2023 he was named Senior Executive Vice President of the Bank. Prior to 2017, Mr. Richards was an Executive Vice President for S&T Bancorp, Inc. from 2014-2017, and was Chief Executive Officer/Executive Vice President of Nittany Bank/National Penn Bank from 1997 to 2014. Mr. Richards has extensive knowledge and experience in the banking industry, providing valuable insight in the daily and strategic operation of the Bank, positioning him well to be an employee director. Director of the Company and the Bank since December 2017.

What is David Z. Richards Jr.'s net worth?: The estimated net worth of David Z. Richards Jr. is at least $83.22 thousand as of November 20th, 2024. Richards Jr. owns 1,457 shares of Citizens Financial Services stock worth more than $83,224 as of December 5th. This net worth evaluation does not reflect any other investments that Richards Jr. may own. Learn More about David Z. Richards Jr.'s net worth.
How do I contact David Z. Richards Jr.?: The corporate mailing address for Richards Jr. and other Citizens Financial Services executives is 15 S MAIN ST, MANSFIELD PA, 16933. Citizens Financial Services can also be reached via phone at (570) 662-2121 and via email at [email protected]. Learn More on David Z. Richards Jr.'s contact information.
Has David Z. Richards Jr. been buying or selling shares of Citizens Financial Services?: David Z. Richards Jr. has not been actively trading shares of Citizens Financial Services within the last three months. Most recently, David Z. Richards, Jr. sold 121 shares of the business's stock in a transaction on Wednesday, November 20th. The shares were sold at an average price of $69.50, for a transaction totalling $8,409.50. Following the completion of the sale, the executive vice president now directly owns 1,457 shares of the company's stock, valued at $101,261.50. Learn More on David Z. Richards Jr.'s trading history.
Who are Citizens Financial Services' active insiders?: Citizens Financial Services' insider roster includes Randall Black (CEO), LeeAnn Gephart (EVP), R Landy (Director), John Painter II (Director), and David Richards Jr. (EVP). Learn More on Citizens Financial Services' active insiders.
Are insiders buying or selling shares of Citizens Financial Services?: In the last twelve months, Citizens Financial Services insiders bought shares 8 times. They purchased a total of 882 shares worth more than $49,202.58. In the last twelve months, insiders at the sold shares 2 times. They sold a total of 47 shares worth more than $2,801.10. The most recent insider tranaction occured on November, 28th when SVP Stephen J Guillaume bought 16 shares worth more than $849.60. Insiders at Citizens Financial Services own 6.1% of the company. Learn More about insider trades at Citizens Financial Services.
Information on this page was last updated on 11/28/2025.

David Z. Richards Jr. Insider Trading History at Citizens Financial Services

Transaction Date	Buy/Sell	Number of Shares	Average Share Price	Total Transaction	Shares Held After Transaction	Details
11/20/2024	Sell	121	$69.50	$8,409.50	1,457
9/18/2023	Sell	1,500	$50.78	$76,170.00	1,190

David Z. Richards Jr. Buying and Selling Activity at Citizens Financial Services

Citizens Financial Services Company Overview

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

Today's Range

Now: $57.12

$56.40

$57.45

50 Day Range

MA: $56.14

$53.18

$61.49

2 Week Range

Now: $57.12

$49.96

$72.86

Volume

4,314 shs

Average Volume

7,679 shs

Market Capitalization

$274.75 million

P/E Ratio

8.01

Dividend Yield

3.55%

Beta

0.46