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FRAF Insider Trading

Insider Ownership Percentage: 6.93%
Insider Buying (Last 12 Months): $357,918.82
Insider Selling (Last 12 Months): $88,382.16

Franklin Financial Services Insider Trading History Chart

This chart shows the insider buying and selling history at Franklin Financial Services by year and by quarter.

Skip ChartChart Data in Insider Trading History Table

Franklin Financial Services Share Price & Price History

Current Price: $53.98
Price Change: ▲ Price Increase of +0.11 (0.20%)
As of 12/4/2025 05:00 PM ET

This chart shows the closing price history over time for FRAF up to the past year.

Skip Chart and Table DataPrice Data in Insider Trading History Table
Days: 30 | 90 | 365

Franklin Financial Services Insider Trading History

Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionShares Held After TransactionDetails
11/26/2025Gregory A DuffeyDirectorBuy19$53.91$1,024.2923,770View SEC Filing Icon  
8/27/2025Gregory A DuffeyDirectorBuy21$46.55$977.5523,580View SEC Filing Icon  
8/27/2025Scott D EhrigSVPSell1,060$46.83$49,639.801,942View SEC Filing Icon  
7/30/2025Gregory A DuffeyDirectorBuy25$40.48$1,012.0023,436View SEC Filing Icon  
5/28/2025Gregory A DuffeyDirectorBuy26$38.60$1,003.6024,519View SEC Filing Icon  
5/28/2025Karen K CarmackSVPBuy1$38.60$38.603,917View SEC Filing Icon  
5/15/2025Karen K CarmackSVPBuy1$38.70$38.703,891View SEC Filing Icon  
5/14/2025Steven D ButzSVPSell998$38.82$38,742.364,926View SEC Filing Icon  
3/12/2025Karen K CarmackSVPBuy1$35.75$35.753,890View SEC Filing Icon  
3/7/2025Craig W BestPresidentBuy6,756$37.00$249,972.0015,606View SEC Filing Icon  
2/26/2025Gregory A DuffeyDirectorBuy27$37.26$1,006.0223,948View SEC Filing Icon  
2/26/2025Karen K CarmackSVPBuy1$37.26$37.263,744View SEC Filing Icon  
2/5/2025Gregory A DuffeyDirectorBuy3,000$33.90$101,700.0023,782View SEC Filing Icon  
12/18/2024Karen K CarmackSVPBuy1$33.00$33.003,721View SEC Filing Icon  
12/4/2024Gregory A DuffeyDirectorBuy30$33.55$1,006.5020,690View SEC Filing Icon  
12/4/2024Karen K CarmackSVPBuy1$33.55$33.553,099View SEC Filing Icon  
10/30/2024Gregory A DuffeyDirectorBuy33$29.90$986.7020,536View SEC Filing Icon  
9/18/2024Karen K CarmackSVPBuy100$30.79$3,079.0032View SEC Filing Icon  
9/4/2024Allan E Jennings JrDirectorBuy1,000$30.51$30,510.0028,250View SEC Filing Icon  
9/4/2024Karen K CarmackSVPBuy1$30.51$30.513,078View SEC Filing Icon  
8/21/2024Karen K CarmackSVPBuy1$29.95$29.953,056View SEC Filing Icon  
7/29/2024Charles Benner Carroll JrCOOBuy300$30.83$9,249.002,850View SEC Filing Icon  
6/19/2024Karen K CarmackSVPBuy1$28.30$28.301,980View SEC Filing Icon  
6/5/2024Gregory A DuffeyDirectorBuy2,000$25.90$51,800.0020,127View SEC Filing Icon  
6/5/2024Mark R HollarCFOBuy100$25.90$2,590.0011,364View SEC Filing Icon  
5/29/2024Gregory A DuffeyDirectorBuy38$26.49$1,006.6218,127View SEC Filing Icon  
5/29/2024Karen K CarmackSVPBuy1$26.49$26.493,054View SEC Filing Icon  
5/3/2024Gregory A DuffeyDirectorBuy2,000$29.00$58,000.0017,964View SEC Filing Icon  
5/1/2024Kimberly RzompDirectorBuy500$30.14$15,070.007,008View SEC Filing Icon  
4/29/2024Charles Benner Carroll JrCOOBuy50$30.36$1,518.002,550View SEC Filing Icon  
9/20/2023Karen K CarmackSVPBuy1$28.48$28.482,528View SEC Filing Icon  
8/30/2023Gregory A DuffeyDirectorBuy35$28.66$1,003.1014,772View SEC Filing Icon  
8/30/2023Karen K CarmackSVPBuy1$28.66$28.662,527View SEC Filing Icon  
7/31/2023Charles Benner Carroll JrCOOBuy200$29.94$5,988.00900View SEC Filing Icon  
6/21/2023Karen K CarmackSVPBuy1$27.60$27.602,506View SEC Filing Icon  
6/21/2023Mark R HollarCFOBuy4$27.60$110.409,661View SEC Filing Icon  
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SEC Filings (Institutional Ownership Changes) for Franklin Financial Services (NASDAQ:FRAF)

24.80% of Franklin Financial Services stock is owned by institutions. Institutional ownership can be a sign of analyst confidence in the fundamentals of the stock.

Institutional Buying and Selling by Quarter

This chart shows the instiutional buying and selling at FRAF by year and by quarter.

Skip Institutional Buying and Selling Chart and Table DataRead Chart Data in Institutional Trading History Table

Franklin Financial Services Institutional Trading History

Reporting DateHedge FundShares HeldMarket Value% of PortfolioQuarterly Change in SharesOwnership in CompanyDetails
11/17/2025MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.2,039$94K0.0%-11.0%0.046%Search for SEC Filing on Google Icon
11/17/2025Citadel Advisors LLC6,313$0.29M0.0%-69.7%0.141%Search for SEC Filing on Google Icon
11/14/2025Two Sigma Investments LP4,808$0.22M0.0%N/A0.107%Search for SEC Filing on Google Icon
11/14/2025Bridgeway Capital Management LLC64,150$2.95M0.1%-0.9%1.433%Search for SEC Filing on Google Icon
11/13/2025Arrowstreet Capital Limited Partnership31,047$1.43M0.0%-5.1%0.693%Search for SEC Filing on Google Icon
11/13/2025BNP Paribas Financial Markets950$44K0.0%+84.1%0.021%Search for SEC Filing on Google Icon
11/13/2025First Trust Advisors LP12,992$0.60M0.0%N/A0.290%Search for SEC Filing on Google Icon
11/12/2025Dimensional Fund Advisors LP52,104$2.40M0.0%-0.7%1.164%Search for SEC Filing on Google Icon
11/7/2025GSA Capital Partners LLP5,717$0.26M0.0%-12.0%0.128%Search for SEC Filing on Google Icon
11/7/2025JPMorgan Chase & Co.10,749$0.49M0.0%-27.4%0.240%Search for SEC Filing on Google Icon
11/6/2025Rhumbline Advisers6,323$0.29M0.0%+18.0%0.141%Search for SEC Filing on Google Icon
11/4/2025Jones Financial Companies Lllp1,000$46K0.0%N/A0.022%Search for SEC Filing on Google Icon
11/3/2025New York State Common Retirement Fund2,000$92K0.0%-31.0%0.045%Search for SEC Filing on Google Icon
11/3/2025SummerHaven Investment Management LLC21,736$1M0.6%N/A0.486%Search for SEC Filing on Google Icon
10/28/2025Ritholtz Wealth Management5,929$0.27M0.0%N/A0.132%Search for SEC Filing on Google Icon
10/27/2025Farmers & Merchants Trust Co of Chambersburg PA26,742$1.23M0.3%+2,373.8%0.597%Search for SEC Filing on Google Icon
10/20/2025Stonebridge Financial Group LLC4,936$0.23M0.0%N/A0.110%Search for SEC Filing on Google Icon
8/15/2025Bridgeway Capital Management LLC64,715$2.24M0.1%+0.8%1.451%Search for SEC Filing on Google Icon
8/15/2025Bank of America Corp DE4,549$0.16M0.0%+66.6%0.102%Search for SEC Filing on Google Icon
8/14/2025MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.2,292$79K0.0%N/A0.051%Search for SEC Filing on Google Icon
8/14/2025Fourthstone LLC375,872$13.02M2.6%-6.2%8.431%Search for SEC Filing on Google Icon
8/14/2025RBF Capital LLC29,500$1.02M0.0%-1.7%0.662%Search for SEC Filing on Google Icon
8/13/2025Marshall Wace LLP45,468$1.58M0.0%+333.6%1.019%Search for SEC Filing on Google Icon
8/13/2025Arrowstreet Capital Limited Partnership32,702$1.13M0.0%+62.5%0.733%Search for SEC Filing on Google Icon
8/13/2025New York State Common Retirement Fund2,900$100K0.0%N/A0.065%Search for SEC Filing on Google Icon
8/13/2025Northwestern Mutual Wealth Management Co.4,115$0.14M0.0%-54.8%0.092%Search for SEC Filing on Google Icon
8/12/2025American Century Companies Inc.21,149$0.73M0.0%+6.4%0.474%Search for SEC Filing on Google Icon
8/12/2025JPMorgan Chase & Co.14,801$0.51M0.0%+623.4%0.332%Search for SEC Filing on Google Icon
8/8/2025Police & Firemen s Retirement System of New Jersey1,038$36K0.0%N/A0.023%Search for SEC Filing on Google Icon
8/8/2025Geode Capital Management LLC98,224$3.40M0.0%+109.8%2.202%Search for SEC Filing on Google Icon
7/10/2025Farmers & Merchants Trust Co of Chambersburg PA1,081$37K0.0%-96.8%0.024%Search for SEC Filing on Google Icon
6/27/2025Goldman Sachs Group Inc.16,098$0.57M0.0%N/A0.361%Search for SEC Filing on Google Icon
5/19/2025Jane Street Group LLC14,915$0.53M0.0%N/A0.336%Search for SEC Filing on Google Icon
5/16/2025Empowered Funds LLC33,474$1.19M0.0%+3.7%0.754%Search for SEC Filing on Google Icon
5/16/2025Goldman Sachs Group Inc.16,098$0.57M0.0%N/A0.363%Search for SEC Filing on Google Icon
5/15/2025Cubist Systematic Strategies LLC3,739$0.13M0.0%N/A0.084%Search for SEC Filing on Google Icon
5/14/2025Northwestern Mutual Wealth Management Co.9,105$0.32M0.0%+341.3%0.205%Search for SEC Filing on Google Icon
5/14/2025Cutler Capital Management LLC4,400$0.16M0.1%-36.3%0.099%Search for SEC Filing on Google Icon
5/14/2025PL Capital Advisors LLC6,337$0.23M0.1%-50.8%0.143%Search for SEC Filing on Google Icon
4/30/2025Peoples Financial Services CORP.14,106$0.50M0.2%N/A0.318%Search for SEC Filing on Google Icon
4/25/2025Farmers & Merchants Trust Co of Chambersburg PA34,084$1.21M0.4%+100,147.1%0.768%Search for SEC Filing on Google Icon
2/17/2025Bridgeway Capital Management LLC62,972$1.88M0.0%+1.0%1.425%Search for SEC Filing on Google Icon
2/13/2025Fourthstone LLC441,298$13.20M2.6%+0.1%9.984%Search for SEC Filing on Google Icon
2/13/2025Cutler Capital Management LLC6,909$0.21M0.1%-67.4%0.156%Search for SEC Filing on Google Icon
2/13/2025Renaissance Technologies LLC18,300$0.55M0.0%-2.7%0.414%Search for SEC Filing on Google Icon
2/10/2025Connor Clark & Lunn Investment Management Ltd.8,926$0.27M0.0%+31.3%0.202%Search for SEC Filing on Google Icon
2/5/2025PL Capital Advisors LLC12,883$0.39M0.1%N/A0.291%Search for SEC Filing on Google Icon
2/4/2025PL Capital Advisors LLC385,202$11.52M0.1%N/A8.715%Search for SEC Filing on Google Icon
1/28/2025Empowered Funds LLC32,272$0.97M0.0%+1.9%0.730%Search for SEC Filing on Google Icon
1/28/2025Wilmington Savings Fund Society FSB2,167$65K0.0%N/A0.049%Search for SEC Filing on Google Icon
11/19/2024Barclays PLC1,087$32K0.0%N/A0.025%Search for SEC Filing on Google Icon
11/15/2024Barclays PLC1,087$32K0.0%N/A0.025%Search for SEC Filing on Google Icon
11/14/2024Fourthstone LLC440,745$13.28M3.0%+0.3%9.994%Search for SEC Filing on Google Icon
11/8/2024Connor Clark & Lunn Investment Management Ltd.6,799$0.21M0.0%N/A0.154%Search for SEC Filing on Google Icon
11/6/2024Empowered Funds LLC31,672$0.95M0.0%+5.3%0.718%Search for SEC Filing on Google Icon
8/16/2024Northwestern Mutual Wealth Management Co.2,063$58K0.0%N/A0.047%Search for SEC Filing on Google Icon
8/9/2024Renaissance Technologies LLC16,506$0.47M0.0%+25.0%0.375%Search for SEC Filing on Google Icon
8/9/2024Dimensional Fund Advisors LP40,030$1.13M0.0%+14.9%0.911%Search for SEC Filing on Google Icon
5/10/2024Vanguard Group Inc.149,730$3.92M0.0%+2.3%3.411%Search for SEC Filing on Google Icon
5/7/2024Empowered Funds LLC27,904$0.73M0.0%+8.1%0.636%Search for SEC Filing on Google Icon
4/26/2024Farmers & Merchants Trust Co of Chambersburg PA9,195$0.24M0.1%-77.9%0.209%Search for SEC Filing on Google Icon
2/14/2024Cutler Capital Management LLC24,166$0.76M0.3%-3.8%0.554%Search for SEC Filing on Google Icon
1/25/2024RKL Wealth Management LLC9,033$0.29M0.0%N/A0.207%Search for SEC Filing on Google Icon
1/23/2024Farmers & Merchants Trust Co of Chambersburg PA41,689$1.32M0.7%+2,181.8%0.956%Search for SEC Filing on Google Icon
11/16/2023Greenwich Investment Management Inc.28,987$0.83M0.7%-5.2%0.666%Search for SEC Filing on Google Icon
10/17/2023Farmers & Merchants Trust Co of Chambersburg PA1,827$52K0.0%-39.9%0.042%Search for SEC Filing on Google Icon
8/11/2023Banc Funds Co. LLC27,199$0.76M0.1%-61.9%0.621%Search for SEC Filing on Google Icon
8/11/2023Cutler Capital Management LLC25,085$0.70M0.4%-24.0%0.573%Search for SEC Filing on Google Icon
8/2/2023Fourthstone LLC202,537$5.62M1.5%-50.2%4.624%Search for SEC Filing on Google Icon
8/2/2023Bank of Montreal Can8,462$0.24M0.0%N/A0.193%Search for SEC Filing on Google Icon
7/27/2023EA Series Trust21,604$0.60M0.0%N/A0.493%Search for SEC Filing on Google Icon
7/14/2023Farmers & Merchants Trust Co of Chambersburg PA3,041$84K0.1%-73.3%0.069%Search for SEC Filing on Google Icon
5/16/2023Fourthstone LLC406,465$12.05M4.2%+29.8%9.240%Search for SEC Filing on Google Icon
4/12/2023Farmers & Merchants Trust Co of Chambersburg PA11,409$0.34M0.2%+192.3%0.259%Search for SEC Filing on Google Icon
2/13/2023BHZ Capital Management LP13,151$0.48M0.2%+2.6%0.300%Search for SEC Filing on Google Icon
2/10/2023HRT Financial LP15,327$0.55M0.0%-23.3%0.349%Search for SEC Filing on Google Icon
1/20/2023Farmers & Merchants Trust Co of Chambersburg PA3,903$0.14M0.1%+4,189.0%0.089%Search for SEC Filing on Google Icon
10/24/2022First Command Bank4,150$0.13M0.0%-50.0%0.094%Search for SEC Filing on Google Icon
8/1/2022RKL Wealth Management LLC12,422$0.38M0.1%-17.1%0.279%Search for SEC Filing on Google Icon
7/18/2022Farmers & Merchants Trust Co of Chambersburg PA6,334$0.19M0.1%-39.4%0.142%Search for SEC Filing on Google Icon
5/11/2022BHZ Capital Management LP11,116$0.38M0.1%+20.9%0.249%Search for SEC Filing on Google Icon
5/10/2022RKL Wealth Management LLC14,989$0.50M0.1%N/A0.336%Search for SEC Filing on Google Icon
4/14/2022Farmers & Merchants Trust Co of Chambersburg PA10,449$0.35M0.2%-6.4%0.234%Search for SEC Filing on Google Icon
2/14/2022Greenwich Investment Management Inc.39,353$1.30M0.9%N/A0.888%Search for SEC Filing on Google Icon
2/11/2022Petiole USA ltd13,820$0.46M0.3%N/A0.312%Search for SEC Filing on Google Icon
2/10/2022Connor Clark & Lunn Investment Management Ltd.6,094$0.20M0.0%N/A0.138%Search for SEC Filing on Google Icon
2/7/2022American Century Companies Inc.12,282$0.41M0.0%+36.8%0.277%Search for SEC Filing on Google Icon
1/25/2022Farmers & Merchants Trust Co of Chambersburg PA11,168$0.37M0.2%-6.1%0.252%Search for SEC Filing on Google Icon
11/12/2021Renaissance Technologies LLC18,400$0.59M0.0%-21.4%0.415%Search for SEC Filing on Google Icon
11/12/2021Logan Capital Management Inc.40,550$1.31M0.1%-50.0%0.915%Search for SEC Filing on Google Icon
11/12/2021Fourthstone LLC116,638$3.71M1.5%+11.0%2.639%Search for SEC Filing on Google Icon
11/12/2021Banc Funds Co. LLC84,796$2.69M0.2%-13.0%1.918%Search for SEC Filing on Google Icon
11/12/2021Geode Capital Management LLC33,802$1.09M0.0%+6.2%0.765%Search for SEC Filing on Google Icon
11/10/2021American Century Companies Inc.8,978$0.29M0.0%+17.4%0.203%Search for SEC Filing on Google Icon
11/9/2021BlackRock Inc.11,889$0.38M0.0%-13.1%0.269%Search for SEC Filing on Google Icon
10/22/2021Farmers & Merchants Trust Co of Chambersburg PA11,893$0.38M0.3%+222.0%0.269%Search for SEC Filing on Google Icon
8/17/2021Millennium Management LLC55,403$1.77M0.0%N/A1.253%Search for SEC Filing on Google Icon
8/16/2021State Street Corp9,551$0.31M0.0%-85.9%0.216%Search for SEC Filing on Google Icon
Data available starting January 2016

See Full Table
Franklin Financial Services logo
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans; consumer loans comprising unsecured personal lines of credit and installment loans; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, and custodial services, as well as non-trust related investment services; sells mutual funds, annuities, and insurance products; and offers safe deposit, pension, and fiduciary services. Further, the company engages in non-bank investment activities, such as venture capital investments. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.
Read More on Franklin Financial Services

Today's Range

Now: $53.98
Low: $53.98
High: $54.72

50 Day Range

MA: $47.58
Low: $43.72
High: $53.98

52 Week Range

Now: $53.98
Low: $28.01
High: $54.72

Volume

32,187 shs

Average Volume

36,373 shs

Market Capitalization

$241.83 million

P/E Ratio

15.42

Dividend Yield

2.45%

Beta

N/A

Who are the company insiders with the largest holdings of Franklin Financial Services?

Franklin Financial Services' top insider shareholders include:
  1. Allan E Jennings Jr (Director)
  2. Gregory A Duffey (Director)
  3. Craig W Best (President)
  4. Mark R Hollar (CFO)
  5. Kimberly Rzomp (Director)
  6. Steven D Butz (SVP)
  7. Karen K Carmack (SVP)
  8. Charles Benner Carroll Jr (COO)
  9. Scott D Ehrig (SVP)
Learn More about top insider investors at Franklin Financial Services.

Who are the major institutional investors of Franklin Financial Services?

Franklin Financial Services' top institutional shareholders include:
  1. Bridgeway Capital Management LLC — 1.43%
  2. Dimensional Fund Advisors LP — 1.16%
  3. Arrowstreet Capital Limited Partnership — 0.69%
  4. Farmers & Merchants Trust Co of Chambersburg PA — 0.60%
  5. SummerHaven Investment Management LLC — 0.49%
  6. First Trust Advisors LP — 0.29%
Learn More about top institutional investors of Franklin Financial Services stock.

Which major investors are selling Franklin Financial Services stock?

During the previous quarter, FRAF stock was sold by these institutional investors:
  1. Citadel Advisors LLC
  2. JPMorgan Chase & Co.
  3. Arrowstreet Capital Limited Partnership
  4. New York State Common Retirement Fund
  5. GSA Capital Partners LLP
  6. Bridgeway Capital Management LLC
  7. Dimensional Fund Advisors LP
  8. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.
During the previous year, company insiders that have sold Franklin Financial Services company stock include:
  1. Allan E Jennings Jr (Director)
  2. Gregory A Duffey (Director)
Learn More investors selling Franklin Financial Services stock.

Which major investors are buying Franklin Financial Services stock?

In the last quarter, FRAF stock was purchased by institutional investors including:
  1. Farmers & Merchants Trust Co of Chambersburg PA
  2. SummerHaven Investment Management LLC
  3. First Trust Advisors LP
  4. Ritholtz Wealth Management
  5. Stonebridge Financial Group LLC
  6. Two Sigma Investments LP
  7. Jones Financial Companies Lllp
  8. Rhumbline Advisers
Within the previous year, these company insiders have bought Franklin Financial Services stock:
  1. Allan E Jennings Jr (Director)
  2. Gregory A Duffey (Director)
  3. Craig W Best (President)
  4. Mark R Hollar (CFO)
  5. Kimberly Rzomp (Director)
  6. Steven D Butz (SVP)
  7. Karen K Carmack (SVP)
Learn More investors buying Franklin Financial Services stock.