Insider Buying: USCB Financial (NASDAQ:USCB) Director Acquires $20,000.00 in Stock

October 31, 2026 by InsiderTrades.com

Key Points

Director Ramon Rodriguez purchased 1,000 USCB Financial shares at $20 each, investing $20,000 and increasing his position to 1,000 shares.
USCB opened at $19.88 and reported quarterly EPS of $0.51, below the $0.56 analyst consensus, while revenue of $26.97 million also fell short of estimates.
The company declared a quarterly dividend of $0.125 per share, equivalent to $0.50 annually and a 2.5% yield. Analysts maintain a “Moderate Buy” consensus with an average price target of $23.25.

USCB Financial Holdings, Inc. (NASDAQ:USCB - Get Free Report) Director Ramon Rodriguez bought 1,000 shares of the stock in a transaction that occurred on Friday, October 30th. The shares were purchased at an average price of $20.00 per share, for a total transaction of $20,000.00. Following the completion of the acquisition, the director owned 1,000 shares of the company's stock, valued at $20,000. The trade was a ∞ increase in their position. The acquisition was disclosed in a legal filing with the SEC, which is accessible through the SEC website.

USCB Financial Price Performance

Shares of USCB opened at $19.88 on Friday. The company has a current ratio of 0.97, a quick ratio of 0.97 and a debt-to-equity ratio of 1.20. The company's fifty day simple moving average is $22.24 and its 200 day simple moving average is $20.28. USCB Financial Holdings, Inc. has a 1-year low of $17.00 and a 1-year high of $23.89. The company has a market cap of $367.18 million, a price-to-earnings ratio of 12.58 and a beta of 0.45.

USCB Financial (NASDAQ:USCB - Get Free Report) last announced its quarterly earnings results on Thursday, October 22nd. The company reported $0.51 EPS for the quarter, missing analysts' consensus estimates of $0.56 by ($0.05). The firm had revenue of $26.97 million during the quarter, compared to analyst estimates of $29.18 million. USCB Financial had a net margin of 17.44% and a return on equity of 15.76%. On average, research analysts forecast that USCB Financial Holdings, Inc. will post 2.01 earnings per share for the current fiscal year.

USCB Financial Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Friday, December 4th. Stockholders of record on Monday, November 16th will be paid a dividend of $0.1250 per share. The ex-dividend date is Monday, November 16th. This represents a $0.50 annualized dividend and a dividend yield of 2.5%. USCB Financial's payout ratio is currently 31.65%.

Analysts Set New Price Targets

A number of equities research analysts have recently issued reports on USCB shares. Wall Street Zen cut shares of USCB Financial from a "buy" rating to a "hold" rating in a report on Saturday, August 22nd. Keefe, Bruyette & Woods lifted their price target on USCB Financial from $22.00 to $24.00 and gave the stock an "outperform" rating in a report on Monday, August 3rd. Zacks Research downgraded USCB Financial from a "hold" rating to a "strong sell" rating in a research report on Monday, October 26th. Hovde Group boosted their price target on USCB Financial from $20.00 to $22.00 and gave the stock a "market perform" rating in a research report on Monday, July 27th. Finally, Raymond James Financial lowered USCB Financial from a "strong-buy" rating to an "outperform" rating and dropped their price objective for the company from $25.00 to $23.00 in a research note on Monday. Four equities research analysts have rated the stock with a Buy rating, one has issued a Hold rating and one has issued a Sell rating to the company. Based on data from MarketBeat.com, the company presently has an average rating of "Moderate Buy" and a consensus target price of $23.25.

View Our Latest Stock Analysis on USCB Financial

Institutional Investors Weigh In On USCB Financial

Several hedge funds have recently added to or reduced their stakes in USCB. SG Americas Securities LLC increased its holdings in shares of USCB Financial by 16.7% during the first quarter. SG Americas Securities LLC now owns 6,363 shares of the company's stock worth $118,000 after purchasing an additional 910 shares during the period. PNC Financial Services Group Inc. bought a new stake in shares of USCB Financial in the first quarter valued at approximately $41,000. Integrated Wealth Concepts LLC bought a new stake in shares of USCB Financial in the second quarter valued at approximately $59,000. North Reef Capital Management LP boosted its stake in shares of USCB Financial by 3.5% in the first quarter. North Reef Capital Management LP now owns 128,093 shares of the company's stock valued at $2,375,000 after buying an additional 4,352 shares during the period. Finally, Bank of New York Mellon Corp grew its position in USCB Financial by 10.9% during the first quarter. Bank of New York Mellon Corp now owns 48,008 shares of the company's stock worth $890,000 after buying an additional 4,711 shares in the last quarter. Institutional investors and hedge funds own 61.34% of the company's stock.

About USCB Financial

(Get Free Report)

USCB Financial Corp. is the bank holding company for U.S. Century Bank, a community bank headquartered in South Florida. The bank provides financial products and services to individuals, businesses, professionals and nonprofit organizations in the region, with a particular focus on the Miami-Dade County market and surrounding South Florida communities.

U.S. Century Bank offers deposit accounts, commercial and residential real estate loans, commercial and industrial lending, consumer loans and small business financing.